Yesterday, I took the annual Brooklyn Sheldon Brown Memorial Ride with about six others. We started at the Grand Army Plaza and turned around in Coney Island. The temperature was about 33ºF and breezy. I wore wool long underwear, a wool t-shirt, a flannel shirt, my jacket, cylindrical Buff scarf, wool cycling cap (under helmet), lightweight mittens, and cycling shoes. My fingers and toes got slightly cold but not painfully so. We spent a long time at a legendary pizzeria (Totonno's) so warming up in the middle probably helped.
30 miles round trip for me.