Calsun, I was quoting a different poster, who posted a statement in reply to you: "get over yourself".
The gym is always a convenient cheap option. But I agree with you. With all the stuff going on nowadays, I just stay away from big sweaty crowds, if I can. If you have the money, go get a nice rack, a good bar, and about 300# of weights. And as much as I love biking, moving the heavy weights is a must.
Good luck!