Originally Posted by BruceMetras

If I were you, I'd go with the Dahon.. here's why .. you live in Miami and there are no hills, so you don't need the extra gearing of the Tern .. and if you ever did need lower gearing on the Dahon, you could add a Mega-range cassette in the rear and continue with the single up front and maintain the simplicity.. the Dahon has disc brakes.. I have disc brakes on my 26" Dahon Zero G and they have been great for years, and no rim wear .. the frames of both are generally the same with a massive main hinge .. the short steerer/stem of the Dahon won't suffer from flex like some of the small-wheel longer stem models, and hence won't need the beefier stem clamp of the Tern... and then there is the dough savings.. so my money would go to the Dahon, even if they were priced the same.. hope you have actually lined up one to buy, because they are not plentiful this time of year ..