Again, the point the of living simply is not always about doing things that are the most financial advantageous, but doing those things that allow one to live a life where he or she enjoys the majority of his or her life without a lot of clutter, or a ton of things on the to-do lists. Why is a home the ultimate end all be all? Why not a brought condo, townhouse, apartment, or trailer home? They all meet the same need a place of residency, but each of them have variable amount of maintainence associated with it. I know right now it would foolish of my to get a house even through my current credit would allow me to afford it because I do not have enough time to maintain it. Shoot, I rarely have time to maintian my own room.