Getting T-boned by a 17-year-old going 40mph while he was on his phone texting. I broke my right ankle on both sides, tibia/fibula/shoulder and 14 staples in my head because my helmet somehow came off.
Besides that, I have a hill I can hit over 40 when the wind is blowing right. I was going 42mph and I saw something on the road and I couldn't figure out what it was. As I got closer, I saw it was a railroad tie that had fallen off a truck. I didn't slow down because I was just going to go around it. When I got up close to it, a truck came on my left and I couldn't swing around the railroad tie. At 42mph, I bunny hopped the railroad tie which was probably about 9 inches high. I cleared my front while and my back wheel landed on top of the railroad tie. I wobbled a bit and got my bike straightened out. My heart was beating super fast.