Lot's of great advice and encouragement, thanks. I picked up a pair of running pants that have zippered ankles that are snug, so they should be fine for now, and MEC has some tights on sale that I have to have a looksee at.
What about gloves, apparently I have something called shaking hand syndrone, from my 35 years working in industry and using power tools. Anyhow, one of the symptons is a very low tolerence to cold. Even making hamburgers has me sticking my hands under the tap with warm water running, every minute. Last fall I used leather driving gloves but they were useless really.
And ear muffs or balaclava's for the face. Might as well get all the cold weather gear that riders use and are happy with out here for all to see.