Originally Posted by
Leisesturm
You could not be hit by a vehicle going that fast and survive. It simply is not possible. Regardless, we have no standing in your claim. This is between you and them. If there is 'any'. I really mean 'any' damage at all to the front wheel then the fork should also be suspect. I would expect the adjuster to know that. You are second guessing them. Swapping a fork is not a trivial operation. Just like cars: the whole is greater (much) than the sum of its parts thereof. I DOUBT the insurance company is going to part out your bike and pay your claim based on the going price of the damaged components. Your bike will very likely be 'totaled'.
Depends on what being hit means for you. Years ago I was hit by a car going about that speed and survived. The driver was drunk and zig-zagging, going in the same direction as I, hit me sideways and sent me flying. Had a concussion, broken scapula and lots of road rash (wasn't wearing a helmet). My steel frame had a bent seatstay, I cold straightened it out and still rides OK.