My new Sport Disc, picked it up over the weekend, rode it around yesterday and to work this morning, really nice ride. It's got the plug and play fenders and I added a Topeak Explorer rack. I spray painted the explorer's bracket arms black so they'd match the bike and because I hate how the unpainted metal on that rack looks. Also, I'd read on some Amazon reviews that Topeak's non-disc rack would fit on the sirrus disc and they were 100% correct - the non-disc rack went on without any problems.
While I'm at it, I'd like to thank everyone who posts on bikeforums. I shopped around for a few months before deciding on this bike and all my gear, and there was so much helpful info here. Especially all the sirrus, hybrid and commuting threads. Keep up the good work, people.