Originally Posted by
MoAlpha
We set up a charitable trust to offload highly appreciated stuff and we're moving very slowly to more bonds and fixed income in order to hit retirement in a slightly more conservative posture, but that's all we're doing.
With these rates, you might as well just refinance if you want investment cash.
Not a bad idea. All I did was move kids' college savings that was in a fund-based account over to short-term bond account about 1 year ago since we will need to access those funds in the next few years. Everything else is for farther down the road (I hope we are alive to use it!) so let it ride!