Thanks all. I think the worst thing is that she has a nice plaid saddle cover that I ordered when I ordered her saddle. However, it seldom rains here and there was no rain in the forecast when we left home. There was no sign of rain when we got to the store, we were only inside the store for 15 - 20 minutes, and when we came out, the rain was long gone. I keep my cover wrapped up in between the rails. I think she will too, from now on.