Today I wore:
Conditions: 37 degrees, very light breeze
Head:
Under Armour cold gear head cover, adidas shirt hood, Eddie Bauer heavy sweatshirt hood, sunglasses (I was bad and didn't wear my helmet)
Torso:
Under Armour cold gear shirt, t-shirt, adidas exercise hoodie, Eddie Bauer heavy sweatshirt
Legs:
Under Armour cold gear tights, Adidas exercise capris, jean shorts
Feet:
Cotton socks, Simple Brand tennis shoes
Hands:
Wool gloves and biking gloves
I was VERY comfy except for my feet. They were chilly. I ordered some Under Armour cold gear socks today to take care of the problem. I rode 11 miles. It took a little over an hour so I wasn't busting my butt or anything!