# 1) I don't live in So Fla..
I use my Heavy Touring bike for my Grocery trips .. Panniers come off empty , get re fitted full ..
here is an '08 image of my ring lock , and chain , (Axa of NL made..) pin on chain secures in the catch in the lock.
chain around seat post, secures front wheel and goes around bike rack in front of the store .