I have the sugoi zap and I like it alot. It's highly reflective, breathes well and has magnetic sleeves that quickly convert it to a vest. I also have a pair of showers pass pants, but I only use them if Temps are about 45 or below and raining, otherwise I'll just use my gore wear shoe covers and pearl izumi pro wxb gloves and let my legs get a little wet. As long as my feet and hands are dry I find it the most comfortable way to go.
I also have a pair of showers pass socks that I'll layer in if it gets really cold and nasty out.