Originally Posted by
duc_181
I hear your... and if it's not free credit (0%) then I won't do it - I'll just wait a while until I can comfortably pay all at once. But if I can spread it out for free, all the better.
0%, .5%,. 1%, as long as it is less than you can otherwise get for your money without risk or substantial fee (think savings account, money market or CD), plus the cost of hassle, it's theoretically worth it. The real point is that you don't want to spend money you don't have to buy something you don't "need."
But that's easy for me to say... I have a bike.