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Join Date: Aug 2009
Location: Minneapolis
Posts: 5,752
Bikes: 2022 Salsa Beargrease Carbon Deore 11, 2020 Salsa Warbird GRX 600, 2020 Canyon Ultimate CF SLX disc 9.0 Di2, 2020 Catrike Eola, 2016 Masi cxgr, 2011, Felt F3 Ltd, 2010 Trek 2.1, 2009 KHS Flite 220
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Very importantly, most bike clubs that have liability insurance buy it through LAB. A group of 20 or 100 cyclists couldn't easily approach an underwriter directly and get insurance, but bundled together by the LAB, insurance becomes financially and logistically plausible They provide a very important service in the background to many cyclists who may not even be aware of their role.