Does this same person eschew a smart phone, car, eating out, and other things so they can donate money "if they had $10k" for a bike? No nice coffee either? No nice beers, just the cheapest possible?
You can rack up a few grand a year in coffee and beer expenditures. So who is more righteous, the person who keeps hold of a $10k bike for 4 years or a person who goes through $2500 a year in coffee and alcohol expenditures?
Where's it stop?
It's not the acquisition and using of wealth itself, it is the HOW you do it. If you are a dick or not.
We're on a bike forum for people who are talking about bikes. Lamenting high bike cost versus donating the money instead is simply social signaling on that person's part.
Trade all your bikes to help a sick puppy? Give up on your sick puppy and donate the $10k to a children's hospital instead and let the sick dog die and save a human child?
You could construe the line of thought as coveting. You covet the bike to such an extent that you would even fantasize about that you'd do better than the person who does own the bike if you could afford it.
The woman coveted the other woman's baby to such an extend she would have rather had Kind Solomon cut it in half.
The bike is coveted so much, they'd rather that nobody have it.
It's a thought as old as sin. "Well if I had that instead, I'd do better."