Fantasminha -- I know why you "feel most comfortable" with your commuter: (a) it is the least of $; the least concern. IF destroyed by a car. (b) As that bike being a heavier bike to drive/control. Hence --- if no escape possible: more weight to use/defend against a car. More weight to damage the other.
As I have applied this Theory all the time.
A car's to damage a road bike is more severe.
Last edited by molten; 05-31-15 at 01:34 PM.
Reason: add