Originally Posted by
banerjek
The only negative effect is you'll get significantly greater wear on rims and drivetrain components because the grime works like grinding paste. Also more flats because water hides small sharps, makes them stick more readily to your tires, and lubes them so they can penetrate more easily.
If you ride in everything, you realize it's no big deal which makes all riding even more enjoyable.
I am always in dust, dirt, mud and water. That's what I bought the bike for, part of riding. It's a tool. Maybe my rear der lasts 15k miles instead of forever or I change a chain every 2-4k? Worth every penny to me for the experience. I can look at other people's bikes