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BlazingPedals: Thanks for the heads up on pedal steer, I had not considered it as a factor. You're right about the love/hate thing as well, from the looks of what people have written online.
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VegasTriker: They are offering some completes, but the gearing is way too high (30-93 gear inches) for any riding outside of town and many of the components, like the Clarks brakes, are subpar. With judicious spending the cost would not have to be too high, you would have everything you want and would not need to swap parts out and if you didn't like the bike you could move the components over to another frame. You could also raid your parts box for your build, as the T50 takes standard bicycle components and you could sell the frame on if it turned out you really did not like it. I see where you're coming from, but I don't think you would lose out too badly if you were sensible about your build.