Just purchased a New Albion Homebrew frame to replace my 1980 Schwinn voyageur frame which is showing signs of cracking around the headtube. I thought about a disc brake compatible frame but I opted for a rim brake frame so I could just transfer over the components off my voyageur and not spend a bunch of extra cash. I do see advantages of disc brakes- ie better stopping in wet weather and no wear on rim surface. If I was to buy a new complete bike, I would probably opt for disc brakes.