Thanks @
non-fixie, the fenders are steel and fully painted. When I first looked at it in the store, the coat protectors, ring lock and fully enclosed chain guard made me think it might be a Dutch bike. The Sturmey-Archer hubs and drive are what led me astray. Now I wish could talk to the person who went to the trouble of importing it to the middle of Oklahoma. Obviously it was someone who really wanted a bike that was from the Netherlands, not just a Schwinn gussied up to look like a Dutch bike. Sadly it really doesn't look like they ever rode it once they got it here.