Just because it's a deal doesn't mean you have to buy it. We used to joke about a friend in back in our college days that bought five clothes irons because they were a "deal". Maybe she's used them all in the 45 years since. If so, I guess they were a good deal.
If you are like me and haven't bought a brand new bike in a while, then don't wait 41 years like I did. Save that five hundred dollars and double it a few times. Maybe in a year or two you can get a new bike with new components.
Just getting back to the ..... Talk me off the ledge part of your post.