Originally Posted by FBinNY

IMO the OP and many of these stories don't qualify as close calls any more than getting out of a cab which gets into a collision down the road would.

There are plenty of accidents, and we can be involved, or if arriving a second later, be a witness to, or in another few seconds, not even be a witness (as with the OP), so it doesn't make much sense to read more into it.