Originally Posted by El Cid

I haven't done a commute sick, but I did it with a broken collarbone once. I was riding to work one summer morning -- not in a rush, nothing crazy -- and I wiped out in a way that sent me over the handlebars. I got up and could see part of my right clavicle sticking up. I knew I would get injury pay effective immediately if I went to the hospital from work. So I got back on the bike and finished riding. My foreman sent me to the hospital in a cab, and I didn't have to wait a week for my supplemental pay to kick in.