No. I dropped about 20 lbs over 2 years to get down to my 20 year old weight while lifting and doing cardio and just recently cycling. Had a slight calorie deficit since I like to eat ; )
Its been great and the fat has come off all over and I’ve added some nice muscle mass. Scary that I’ve probably dropped over 20lbs of fat since I think I’ve gained a few pounds of muscle at least.
But that last bit of belly/love handle fat is the last to go and very stubborn. It’s coming off bit by bit. At this rate, maybe another year to really see all the abs. But, overall, very satisfied with the progress.