I'll go out riding down to about 25 degrees, but unlike TSL I don't have the bike, tires, or other gear for the snow. Nor do I trust drivers when there's fresh snow on the roads. It's fun dialing in the clothing and layering system for winter riding, and great when I get it right. Five degrees one way or the other, or the sun being out, can make all the difference. Half the time I'm either sweating too much or cold. I'll take the sweating over being cold. But really, as Bill said, it's riding and it's all good.