Also, can you define “huge amounts of money”? I went to their web site and optioned up a bike and had a hard time getting to $1000. Maybe I just picked the wrong one. Not that it’s not a lot of money but some custom bikes are $5k-10k so there is a wide range.
And lastly: it’s just great that you got out and learned to ride. I love that.
Id suggest industrial parks on the weekends/evenings or local bike trails until you are steady on the bike.