I hate heat, love winter, and I don't mind riding in the dark, so I'm set . Though it's not really necessary where I ride, since it's no longer weird, I'm wearing a KN95 mask when I'm riding. Stocking hat under my helmet, wrap-around sunglasses, KN95 mask, neck gaiter---there's not a whole lot of exposed skin up there, and I'm breathing warm air. Fingers and toes, no problem. As a bonus, I discovered last week that if I pull the mic for my phone up into the mask, I can talk on the phone with a friend while I'm riding and he says it sounds great, like I'm in the house. So basically winter is fine. My gas-pipe-framed single-speed probably won't notice the salt, if it comes out, and I bought it a pair of studded tires this year if it comes to that. Bring it on!