Originally Posted by prathmann

1) I could still be hit while being told that I won't be served, TRUE
2) if I were hit then I'd collect from the motorist - not from the innocent business You are obviously not an attorney. They (especially personal injury) go after ANYONE, the deeper the pockets the better. While YOU may not intend to go after the "innocent business", an attorney absolutely would on grounds of "not protecting the cyclist" or something stupid like that.