Road cycling is dangerous. Most of us ignore the danger, which is fine. The decision to ride on the road is personal. I'm entering a "stage" where I'm deciding to ride less on the roads. I crashed , so, the danger s became manifest to me. For me, the number one issue in my area is road conditions. The absolutely take the fun out of riding because in order to be safe, you have to be hyper-vigilant about the surface on which you're riding. I got one of those year end reviews from Strava and noticed that I rode twice as many hours inside as I did outside. I am a huge fan of Zwift. The dirtiness of off road riding does not appeal to me.. However, all of these things are personal decisions, and for me are really not subject to criticism. Whatever you like, good for you.