I can't offer advice, but I can feel your pain! After dealing with me, you are a breeze for those here on the forum.
I had a really hard time deciding on a bike, not a lot to choose from near me, and then finally bought kind of on the spur of the moment because the one shop was much friendlier and had much much better service plan, and actually had a bike in my size, and the whole thing had just dragged out way too long.
Personally, I think it's good that you are considering your options and doing your research. Good luck with your purchase!
BTW to my friends here: My bike practice came to a temporary halt, went out of town for a week and then hubby went into the hospital. Just now back home for a bit. Still happy with my purchase although I don't have much time on it yet. Thanks again for all your help!!