Originally Posted by
Walter S
Sounds like you're setup pretty good. I agree large sums of money is not what makes happiness.
If you didn't have a retirement plan setup then that would sound cavalier and rather irresponsible IMO. But once you take care of your basic needs as you apparently have, I agree. There's nothing more you can do. We're all going to the same place in the end.
I have no idea what one person needs monthly compared to another but I do know an expense some don't consider. Medical and dental costs. One crown and a root canal gets you a 2k or 3k bill. I paid 13K a year and a half ago for my wife's dental bill. I planned pretty well and I have no outstanding bills but it is easy to get blind sided by uncovered medical, dental and visual expenses.