7 years on Androgel here, 25mg/day which is a fairly low dose. Yearly exams/ blood work. Its a minor PIA to apply but worth it. Very expensive. My old insurance policy (you know, the one I could keep) paid 100% no questions asked. My current policy made me jump through many hoops to get approved and only covers 80% so it still costs me 100.00/mo. Still its worth it, greater strength, much less aches & shiffness.