By reading everyone reply I guess my problem is I don't really have a set of goals. Like I said my only goal is to have a healthy active life as long as possible. I might change my thinking at a later time but riding hard just so I can ride at a fast pace just doesn't seem that important nor does it really mean I will have a healthier life. I know having more recover time would really change everything but I don't want to stop and recover, I enjoy riding at a slower pace so the next day I can work out or go for a hike or long walk. I know it silly and I really don't have a problem,everyone whom work out rides or walks is the 1% of the US population and we all should be proud of ourselves. One way to look at it is if I decide to ride a little slower and spend time doing other activities it doesn't mean I can't change my mind set and start riding like mad again. THANKS