Originally Posted by
Koyote
Just to be clear, financing - even at 0% interest - does not make anything "more affordable." It just spreads out the payments.
Given how our financial markets work, being able to spread payments out into the future at no interest generally
does make something more affordable. And not just in the sense that you can buy something before you would otherwise have adequate liquidity. Even if you have cash in hand to buy something now, you'll nearly always end up richer in the long run if you dump the money into reasonably-safe investments and then pay the cost of the item later.