Meh, I live off my debit card. I never carry cash. I've been hacked 3 times. Its never been a problem. I point out which transactions are not mine. They put the money back. Send me a new card. Done. It is the only thing I like about bank of 'merica.
One time, a guy in New Jersey used a fake debit card with my info to buy 3 phones and pay off a couple different accounts. Almost 5k. Seeing how I live in Mi. And have not been to New Jersey in years, it was a problem...The best part was it was with my cell carrier. I got to call the store and tell the manager what was what. He was not happy.