Originally Posted by attercoppe

Okay, if you're never going to sell it, how is that an investment? That's like writing a check to a securities broker and saying, "Buy some mutual funds or something, but I never want my money back, or any of the money it might make."

You say you were thinking about retirement, do you mean you plan to take out loans against the value of your house to provide a salary? Or that you want a paid-off house to live in by the time you're retired? Either way, that still doesn't make it an investment.