Go Back  Bike Forums > Bike Forums > Advocacy & Safety
Reload this Page >

Geico (Partially) Blames Cyclist for Getting Doored

Search
Notices
Advocacy & Safety Cyclists should expect and demand safe accommodation on every public road, just as do all other users. Discuss your bicycle advocacy and safety concerns here.

Geico (Partially) Blames Cyclist for Getting Doored

Thread Tools
 
Search this Thread
 
Old 03-12-13, 06:52 PM
  #1  
1nterceptor
LET'S ROLL
Thread Starter
 
1nterceptor's Avatar
 
Join Date: Nov 2009
Location: NEW YORK, NY - USA
Posts: 4,782

Bikes: 2014 BMC Gran Fondo, 2013 Brompton S6L-X

Mentioned: 18 Post(s)
Tagged: 0 Thread(s)
Quoted: 306 Post(s)
Liked 44 Times in 33 Posts
Geico (Partially) Blames Cyclist for Getting Doored

" in the view of Geico Car Insurance, which insures the driver who, on January 28, stopped in front of Melissa Moore in the Polk Street bike lane, opened his door, and knocked her off her bike, he’s only 80 percent at fault for the crash.

That’s right — even after seeing video footage of the crash, Moore says Geico is putting 20 percent of the blame on her for getting doored on northbound Polk at Golden Gate Avenue, leaving her with physical pain and a taxing legal battle."

Read the full article:
https://sf.streetsblog.org/2013/03/11...etting-doored/

https://www.youtube.com/watch?v=UeHfo...layer_embedded

Last edited by 1nterceptor; 03-12-13 at 06:55 PM. Reason: added video
1nterceptor is offline  
Old 03-12-13, 07:29 PM
  #2  
bigfred 
Senior Member
 
Join Date: Jan 2009
Location: NZ
Posts: 3,841

Bikes: More than 1, but, less than S-1

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 5 Post(s)
Liked 1 Time in 1 Post
As I drive along in my car, I accept that I may have to occassionally inconvenience myself to avoid collissions with others. If a car ahead of me were to slam on their brakes for a real or imagined threat and I were to plow into the back of them I would be the one considered to be at fault for following too closely, and, we all aknowledge that.

As a cyclist, I am happy that they view the drive to be primarily at fault. But, I also see that as cyclists we wear some responsibility to our own safety and well being. In this instance Mellissa would have had to make a decission to either move left out of the door zone of the car that had just parked ahead of her, or, if she didn't view that as safe, slow or stop in the cycle lane for the somewhat predictable action of a door opening from a car that had just parked.

80/20 doesn't seem like an unreasonable split to me. What are the legal implications of the cyclist sharing in the responsibility?
__________________
Birth Certificate, Passport, Marriage License Driver's License and Residency Permit all say I'm a Fred. I guess there's no denying it.
bigfred is offline  
Old 03-12-13, 07:35 PM
  #3  
agent pombero
Mmm hm!
 
agent pombero's Avatar
 
Join Date: Oct 2012
Location: Portland, Oregon
Posts: 1,164
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
She is an inexperienced rider. She had to have seen the car zoom ahead of her and park. Why she didn't take the lane is baffling to me.
agent pombero is offline  
Old 03-12-13, 07:38 PM
  #4  
garysol1 
Senior Member
 
garysol1's Avatar
 
Join Date: Apr 2005
Location: Traverse City Michigan
Posts: 10,244
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 78 Post(s)
Liked 17 Times in 11 Posts
Would you ever pass a parked car within doors reach....ever?
__________________
BMC Roadmachine
Kona Jake the Snake
garysol1 is offline  
Old 03-12-13, 07:40 PM
  #5  
kardar2
Senior Member
 
Join Date: Apr 2012
Location: Redding, CA.
Posts: 188

Bikes: Giant trance II MTB, Centurion Accordo

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Originally Posted by bigfred
As I drive along in my car, I accept that I may have to occassionally inconvenience myself to avoid collissions with others. If a car ahead of me were to slam on their brakes for a real or imagined threat and I were to plow into the back of them I would be the one considered to be at fault for following too closely, and, we all aknowledge that.

As a cyclist, I am happy that they view the drive to be primarily at fault. But, I also see that as cyclists we wear some responsibility to our own safety and well being. In this instance Mellissa would have had to make a decission to either move left out of the door zone of the car that had just parked ahead of her, or, if she didn't view that as safe, slow or stop in the cycle lane for the somewhat predictable action of a door opening from a car that had just parked.

80/20 doesn't seem like an unreasonable split to me. What are the legal implications of the cyclist sharing in the responsibility?
no I respectfully disagree the car parked in a bike lane it is for the use of bicycle only. now if it did not have the bike lane okay we can chalk it up to 80/20
kardar2 is offline  
Old 03-12-13, 07:40 PM
  #6  
agent pombero
Mmm hm!
 
agent pombero's Avatar
 
Join Date: Oct 2012
Location: Portland, Oregon
Posts: 1,164
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
me? Well, I have at slower speeds than the victim in the video..but definitely not ones I just saw parking!

nice avatar, garysol, fat bottom lover you
agent pombero is offline  
Old 03-12-13, 07:43 PM
  #7  
unterhausen
Randomhead
 
Join Date: Aug 2008
Location: Happy Valley, Pennsylvania
Posts: 24,399
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 4 Post(s)
Liked 3,699 Times in 2,519 Posts
I can't imagine that legally there is any support for blaming the cyclist at all. It's easy to blame the cyclist, but when you ride out of the door zone it illicits road rage in a number of motorists.
unterhausen is offline  
Old 03-12-13, 08:05 PM
  #8  
JanMM
rebmeM roineS
 
JanMM's Avatar
 
Join Date: Jan 2006
Location: Metro Indy, IN
Posts: 16,216

Bikes: Bacchetta Giro A20, RANS V-Rex, RANS Screamer

Mentioned: 15 Post(s)
Tagged: 0 Thread(s)
Quoted: 653 Post(s)
Liked 347 Times in 226 Posts
Absolutely, entirely the motorist's fault.
__________________
Bacchetta Giro A20, RANS V-Rex, RANS Screamer
JanMM is offline  
Old 03-12-13, 08:07 PM
  #9  
DJ Shaun
Senior Member
 
Join Date: Dec 2011
Location: Ottawa, ON, Canada
Posts: 292

Bikes: Diamondback Copperhead (hardtail, winter bike), 2014 Giant Rapid 2, 2015 Kona Big Rove ST

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
What really ticks me off is that Geico, in determining the 20% blame, accused the cyclist of speeding! In the video it sure doesn't look like the cyclist is barrelling down a hill.
DJ Shaun is offline  
Old 03-12-13, 08:27 PM
  #10  
PDX Reborn
Senior Member
 
PDX Reborn's Avatar
 
Join Date: Jan 2013
Location: PDX
Posts: 187
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
They're just angry, that bicycles are not recognized in the same group classification as cars and motorcycles.....yet?
Giving them the opportunity to get legislation passed on mandating liability insurance for cyclists, thus creating another major revenue generator for the insurance companies and participating states...just a scenario.

Could this just be an excuse to get bikes insured, to cover the damages for the careless driver's vehicle? I mean, replacement doors are really expensive
PDX Reborn is offline  
Old 03-12-13, 08:27 PM
  #11  
agent pombero
Mmm hm!
 
agent pombero's Avatar
 
Join Date: Oct 2012
Location: Portland, Oregon
Posts: 1,164
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Originally Posted by unterhausen
I can't imagine that legally there is any support for blaming the cyclist at all. It's easy to blame the cyclist, but when you ride out of the door zone it illicits road rage in a number of motorists.
true but no car was behind her at all. She could have taken the lane and avoided this accident. She was inexperienced and that is why she got doored.

I still think the driver is at 100% fault though.
agent pombero is offline  
Old 03-12-13, 08:31 PM
  #12  
JoeyBike
20+mph Commuter
 
JoeyBike's Avatar
 
Join Date: Jul 2007
Location: Greenville. SC USA
Posts: 7,517

Bikes: Surly LHT, Surly Lowside, a folding bike, and a beater.

Mentioned: 31 Post(s)
Tagged: 0 Thread(s)
Quoted: 1434 Post(s)
Liked 331 Times in 219 Posts
Originally Posted by garysol1
Would you ever pass a parked car within doors reach....ever?
Only if I can see straight through the windows of an empty car.

I hope my insurance company does not read this. If I get doored at least half the blame goes to me IMO.
JoeyBike is offline  
Old 03-12-13, 08:33 PM
  #13  
agent pombero
Mmm hm!
 
agent pombero's Avatar
 
Join Date: Oct 2012
Location: Portland, Oregon
Posts: 1,164
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
I think the driver should be 100% responsible in determining if the coast is clear before opening the door. Failure to do so translates into 100% at fault IMO.
agent pombero is offline  
Old 03-12-13, 08:41 PM
  #14  
bigfred 
Senior Member
 
Join Date: Jan 2009
Location: NZ
Posts: 3,841

Bikes: More than 1, but, less than S-1

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 5 Post(s)
Liked 1 Time in 1 Post
A couple questions:

1. For those familiar with the location of the accident. Is parallel parking in that location legal?

2. If this happened on a public road, how does Geico become responsible for assigning blame/responsibility instead of the local police?

3. Was either the cyclist or the auto driver sited for any infractions? If only one was, then I would assume they hold 100% of the responsibility. Only in cases of both or neither can I see responsibility being shared or proportioned.
__________________
Birth Certificate, Passport, Marriage License Driver's License and Residency Permit all say I'm a Fred. I guess there's no denying it.
bigfred is offline  
Old 03-12-13, 09:50 PM
  #15  
no1mad 
Thunder Whisperer
 
no1mad's Avatar
 
Join Date: Apr 2008
Location: NE OK
Posts: 8,843

Bikes: '06 Kona Smoke

Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
Quoted: 275 Post(s)
Likes: 0
Liked 6 Times in 2 Posts
Originally Posted by bigfred
A couple questions:

1. For those familiar with the location of the accident. Is parallel parking in that location legal?

2. If this happened on a public road, how does Geico become responsible for assigning blame/responsibility instead of the local police?

3. Was either the cyclist or the auto driver sited for any infractions? If only one was, then I would assume they hold 100% of the responsibility. Only in cases of both or neither can I see responsibility being shared or proportioned.
I just used Street View in Google Maps. As far as I can tell, when traveling on Polk approaching Golden Gate, I spotted a couple of signs. One was a 25 m.p.h./ a no left turn sharing a post and I saw a red and white square sign that looks to state no parking any time. That may be for along the solid white stripe segment, as it becomes a broken line closer to the intersection.
no1mad is offline  
Old 03-12-13, 09:55 PM
  #16  
LDB
Senior Member
 
LDB's Avatar
 
Join Date: Jul 2010
Location: greater Houston
Posts: 257
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
The insurer wants to minimize their liability of course. They'd rather it was a higher percentage liability to the cyclist I'm sure. I don't know where that is but there shouldn't be any legal parking in a bicycle lane so it should be 100% car.
LDB is offline  
Old 03-12-13, 10:11 PM
  #17  
unterhausen
Randomhead
 
Join Date: Aug 2008
Location: Happy Valley, Pennsylvania
Posts: 24,399
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 4 Post(s)
Liked 3,699 Times in 2,519 Posts
people don't realize exactly how far you have to be from a door to avoid it. It was hard to see the cyclist's lane position, but it didn't seem all that close to the car.
unterhausen is offline  
Old 03-12-13, 10:55 PM
  #18  
dynodonn 
Banned
 
dynodonn's Avatar
 
Join Date: Dec 2006
Location: U.S. of A.
Posts: 7,466
Mentioned: 41 Post(s)
Tagged: 0 Thread(s)
Quoted: 1268 Post(s)
Liked 78 Times in 67 Posts
Originally Posted by unterhausen
people don't realize exactly how far you have to be from a door to avoid it. It was hard to see the cyclist's lane position, but it didn't seem all that close to the car.
All you have to do is just catch the tip of your handle grip, and down you go. The door of my personal car extends over 3 ft from the side of the car when opened fully.

Geico says the cyclist was traveling too fast. Put a Geico agent in a car behind a cyclist going the same speed as the cyclist in the video, and I'll wager the agent's comments will not be to the tune of the cyclist going too fast.
dynodonn is offline  
Old 03-13-13, 02:24 AM
  #19  
acidfast7
Banned
 
Join Date: Jul 2010
Location: England / CPH
Posts: 8,543

Bikes: 2010 Cube Acid / 2013 Mango FGSS

Mentioned: 42 Post(s)
Tagged: 0 Thread(s)
Quoted: 1053 Post(s)
Liked 41 Times in 36 Posts


easily avoidable. inattentive cyclist.

some of our bike lanes are always in the door area so you always scan to ensure that doors are not coming.

bike lanes in the door area in FFM:


i'd also have a few "words" with the driver.

Last edited by acidfast7; 03-13-13 at 02:43 AM. Reason: my English has turned to crap today :(
acidfast7 is offline  
Old 03-13-13, 02:44 AM
  #20  
acidfast7
Banned
 
Join Date: Jul 2010
Location: England / CPH
Posts: 8,543

Bikes: 2010 Cube Acid / 2013 Mango FGSS

Mentioned: 42 Post(s)
Tagged: 0 Thread(s)
Quoted: 1053 Post(s)
Liked 41 Times in 36 Posts
"mental anguish"

"restored my faith in humanity"



no broken bones even.

you guys can really sue for anything, eh?
acidfast7 is offline  
Old 03-13-13, 03:12 AM
  #21  
Telly
What, me worry?
 
Telly's Avatar
 
Join Date: May 2011
Location: Athens, Greece
Posts: 1,226

Bikes: Corratec / Jamis

Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 5 Post(s)
Likes: 0
Liked 1 Time in 1 Post
Driving 101 - the driver must check to see if there's an approaching vehicle before opening the door; not by the side mirror but by physically looking back.
Except for common sense, it's the law.

Hmmm...
"On top of the driver’s dooring violation (CVC 22517), Moore pointed out that he also violated CVC 21211, which prohibits parking in a bike lane."

Last edited by Telly; 03-13-13 at 03:18 AM.
Telly is offline  
Old 03-13-13, 07:30 AM
  #22  
mulveyr 
Senior Member
 
mulveyr's Avatar
 
Join Date: Feb 2010
Location: In the wilds of NY
Posts: 1,572

Bikes: Specialized Diverge, Box Dog Pelican, 1991 Cannondale tandem

Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 41 Post(s)
Liked 11 Times in 4 Posts
Originally Posted by agent pombero
She is an inexperienced rider. She had to have seen the car zoom ahead of her and park. Why she didn't take the lane is baffling to me.
Inexperienced? She says she's been commuting in Boston and SF for eight years. That's probably more than 90% of bike commuters in the U.S.
__________________
Knows the weight of my bike to the nearest 10 pounds.
mulveyr is offline  
Old 03-13-13, 07:51 AM
  #23  
roby
Senior Member
 
Join Date: Oct 2009
Location: Ottawa, Canada
Posts: 188

Bikes: `09 Tarmac Comp, `09 FSR XC Pro

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Originally Posted by agent pombero
She is an inexperienced rider. She had to have seen the car zoom ahead of her and park. Why she didn't take the lane is baffling to me.
He is an inexperienced (ignorant) driver. He should have remembered that he just passed a cyclist and not open his door on her. Why he parked in a bike lane and didn't shoulder check before opening the door is baffling to me.

Roby!
roby is offline  
Old 03-13-13, 08:10 AM
  #24  
locolobo13 
Senior Member
 
locolobo13's Avatar
 
Join Date: Oct 2011
Location: Phx, AZ
Posts: 2,116

Bikes: Trek Mtn Bike

Mentioned: 5 Post(s)
Tagged: 0 Thread(s)
Quoted: 282 Post(s)
Liked 2,646 Times in 952 Posts
While this point out why you should never ride in the door zone, it is still the drivers full responsibility. I think Geico knows this but are posturing. If they can intimidate her into paying for part they save money. I can't imagine them winning in court. But I don't think that is their intention.

Hopefully this will lead to a big backlash in public opinion and Geico will regret starting this. But I'm not holding my breath. This is the first time I've seen it.
locolobo13 is offline  
Old 03-13-13, 08:14 AM
  #25  
markus_mudd
Coffee Powered commuter
 
markus_mudd's Avatar
 
Join Date: Jan 2007
Location: Boise, Idaho
Posts: 46

Bikes: Yuba Mundo, Catrike Villager, Easy Racers Tour Easy

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
If the driver opened his/her door into the path of an oncoming car and it got knocked off....Would the passing vehicle be blamed? Or would the driver who opened their door into traffic be blamed?
markus_mudd is offline  


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.