Geico (Partially) Blames Cyclist for Getting Doored
#1
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Geico (Partially) Blames Cyclist for Getting Doored
" in the view of Geico Car Insurance, which insures the driver who, on January 28, stopped in front of Melissa Moore in the Polk Street bike lane, opened his door, and knocked her off her bike, he’s only 80 percent at fault for the crash.
That’s right — even after seeing video footage of the crash, Moore says Geico is putting 20 percent of the blame on her for getting doored on northbound Polk at Golden Gate Avenue, leaving her with physical pain and a taxing legal battle."
Read the full article:
https://sf.streetsblog.org/2013/03/11...etting-doored/
https://www.youtube.com/watch?v=UeHfo...layer_embedded
That’s right — even after seeing video footage of the crash, Moore says Geico is putting 20 percent of the blame on her for getting doored on northbound Polk at Golden Gate Avenue, leaving her with physical pain and a taxing legal battle."
Read the full article:
https://sf.streetsblog.org/2013/03/11...etting-doored/
https://www.youtube.com/watch?v=UeHfo...layer_embedded
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Last edited by 1nterceptor; 03-12-13 at 06:55 PM. Reason: added video
#2
Senior Member
As I drive along in my car, I accept that I may have to occassionally inconvenience myself to avoid collissions with others. If a car ahead of me were to slam on their brakes for a real or imagined threat and I were to plow into the back of them I would be the one considered to be at fault for following too closely, and, we all aknowledge that.
As a cyclist, I am happy that they view the drive to be primarily at fault. But, I also see that as cyclists we wear some responsibility to our own safety and well being. In this instance Mellissa would have had to make a decission to either move left out of the door zone of the car that had just parked ahead of her, or, if she didn't view that as safe, slow or stop in the cycle lane for the somewhat predictable action of a door opening from a car that had just parked.
80/20 doesn't seem like an unreasonable split to me. What are the legal implications of the cyclist sharing in the responsibility?
As a cyclist, I am happy that they view the drive to be primarily at fault. But, I also see that as cyclists we wear some responsibility to our own safety and well being. In this instance Mellissa would have had to make a decission to either move left out of the door zone of the car that had just parked ahead of her, or, if she didn't view that as safe, slow or stop in the cycle lane for the somewhat predictable action of a door opening from a car that had just parked.
80/20 doesn't seem like an unreasonable split to me. What are the legal implications of the cyclist sharing in the responsibility?
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#3
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She is an inexperienced rider. She had to have seen the car zoom ahead of her and park. Why she didn't take the lane is baffling to me.
#4
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Would you ever pass a parked car within doors reach....ever?
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As I drive along in my car, I accept that I may have to occassionally inconvenience myself to avoid collissions with others. If a car ahead of me were to slam on their brakes for a real or imagined threat and I were to plow into the back of them I would be the one considered to be at fault for following too closely, and, we all aknowledge that.
As a cyclist, I am happy that they view the drive to be primarily at fault. But, I also see that as cyclists we wear some responsibility to our own safety and well being. In this instance Mellissa would have had to make a decission to either move left out of the door zone of the car that had just parked ahead of her, or, if she didn't view that as safe, slow or stop in the cycle lane for the somewhat predictable action of a door opening from a car that had just parked.
80/20 doesn't seem like an unreasonable split to me. What are the legal implications of the cyclist sharing in the responsibility?
As a cyclist, I am happy that they view the drive to be primarily at fault. But, I also see that as cyclists we wear some responsibility to our own safety and well being. In this instance Mellissa would have had to make a decission to either move left out of the door zone of the car that had just parked ahead of her, or, if she didn't view that as safe, slow or stop in the cycle lane for the somewhat predictable action of a door opening from a car that had just parked.
80/20 doesn't seem like an unreasonable split to me. What are the legal implications of the cyclist sharing in the responsibility?
#6
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me? Well, I have at slower speeds than the victim in the video..but definitely not ones I just saw parking!
nice avatar, garysol, fat bottom lover you
nice avatar, garysol, fat bottom lover you
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I can't imagine that legally there is any support for blaming the cyclist at all. It's easy to blame the cyclist, but when you ride out of the door zone it illicits road rage in a number of motorists.
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Absolutely, entirely the motorist's fault.
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What really ticks me off is that Geico, in determining the 20% blame, accused the cyclist of speeding! In the video it sure doesn't look like the cyclist is barrelling down a hill.
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They're just angry, that bicycles are not recognized in the same group classification as cars and motorcycles.....yet?
Giving them the opportunity to get legislation passed on mandating liability insurance for cyclists, thus creating another major revenue generator for the insurance companies and participating states...just a scenario.
Could this just be an excuse to get bikes insured, to cover the damages for the careless driver's vehicle? I mean, replacement doors are really expensive
Giving them the opportunity to get legislation passed on mandating liability insurance for cyclists, thus creating another major revenue generator for the insurance companies and participating states...just a scenario.
Could this just be an excuse to get bikes insured, to cover the damages for the careless driver's vehicle? I mean, replacement doors are really expensive
#11
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I still think the driver is at 100% fault though.
#13
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I think the driver should be 100% responsible in determining if the coast is clear before opening the door. Failure to do so translates into 100% at fault IMO.
#14
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A couple questions:
1. For those familiar with the location of the accident. Is parallel parking in that location legal?
2. If this happened on a public road, how does Geico become responsible for assigning blame/responsibility instead of the local police?
3. Was either the cyclist or the auto driver sited for any infractions? If only one was, then I would assume they hold 100% of the responsibility. Only in cases of both or neither can I see responsibility being shared or proportioned.
1. For those familiar with the location of the accident. Is parallel parking in that location legal?
2. If this happened on a public road, how does Geico become responsible for assigning blame/responsibility instead of the local police?
3. Was either the cyclist or the auto driver sited for any infractions? If only one was, then I would assume they hold 100% of the responsibility. Only in cases of both or neither can I see responsibility being shared or proportioned.
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A couple questions:
1. For those familiar with the location of the accident. Is parallel parking in that location legal?
2. If this happened on a public road, how does Geico become responsible for assigning blame/responsibility instead of the local police?
3. Was either the cyclist or the auto driver sited for any infractions? If only one was, then I would assume they hold 100% of the responsibility. Only in cases of both or neither can I see responsibility being shared or proportioned.
1. For those familiar with the location of the accident. Is parallel parking in that location legal?
2. If this happened on a public road, how does Geico become responsible for assigning blame/responsibility instead of the local police?
3. Was either the cyclist or the auto driver sited for any infractions? If only one was, then I would assume they hold 100% of the responsibility. Only in cases of both or neither can I see responsibility being shared or proportioned.
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The insurer wants to minimize their liability of course. They'd rather it was a higher percentage liability to the cyclist I'm sure. I don't know where that is but there shouldn't be any legal parking in a bicycle lane so it should be 100% car.
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people don't realize exactly how far you have to be from a door to avoid it. It was hard to see the cyclist's lane position, but it didn't seem all that close to the car.
#18
Banned
Geico says the cyclist was traveling too fast. Put a Geico agent in a car behind a cyclist going the same speed as the cyclist in the video, and I'll wager the agent's comments will not be to the tune of the cyclist going too fast.
#19
Banned
easily avoidable. inattentive cyclist.
some of our bike lanes are always in the door area so you always scan to ensure that doors are not coming.
bike lanes in the door area in FFM:
i'd also have a few "words" with the driver.
Last edited by acidfast7; 03-13-13 at 02:43 AM. Reason: my English has turned to crap today :(
#20
Banned
"mental anguish"
"restored my faith in humanity"
no broken bones even.
you guys can really sue for anything, eh?
"restored my faith in humanity"
no broken bones even.
you guys can really sue for anything, eh?
#21
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Driving 101 - the driver must check to see if there's an approaching vehicle before opening the door; not by the side mirror but by physically looking back.
Except for common sense, it's the law.
Hmmm...
"On top of the driver’s dooring violation (CVC 22517), Moore pointed out that he also violated CVC 21211, which prohibits parking in a bike lane."
Except for common sense, it's the law.
Hmmm...
"On top of the driver’s dooring violation (CVC 22517), Moore pointed out that he also violated CVC 21211, which prohibits parking in a bike lane."
Last edited by Telly; 03-13-13 at 03:18 AM.
#22
Senior Member
Inexperienced? She says she's been commuting in Boston and SF for eight years. That's probably more than 90% of bike commuters in the U.S.
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While this point out why you should never ride in the door zone, it is still the drivers full responsibility. I think Geico knows this but are posturing. If they can intimidate her into paying for part they save money. I can't imagine them winning in court. But I don't think that is their intention.
Hopefully this will lead to a big backlash in public opinion and Geico will regret starting this. But I'm not holding my breath. This is the first time I've seen it.
Hopefully this will lead to a big backlash in public opinion and Geico will regret starting this. But I'm not holding my breath. This is the first time I've seen it.
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If the driver opened his/her door into the path of an oncoming car and it got knocked off....Would the passing vehicle be blamed? Or would the driver who opened their door into traffic be blamed?