The Water Cooler, Scuttlebutt, Chit Chat Thread
#4976
Version 7.0
Join Date: Oct 2006
Location: SoCal
Posts: 13,140
Bikes: Too Many
Mentioned: 297 Post(s)
Tagged: 0 Thread(s)
Quoted: 1349 Post(s)
Liked 2,493 Times
in
1,464 Posts
Filed federal and state tax returns today.
#4977
pan y agua
Join Date: Aug 2005
Location: Jacksonville
Posts: 31,320
Bikes: Willier Zero 7; Merlin Extralight; Calfee Dragonfly tandem, Calfee Adventure tandem; Cervelo P2; Motebecane Ti Fly 29er; Motebecanne Phantom Cross; Schwinn Paramount Track bike
Mentioned: 17 Post(s)
Tagged: 0 Thread(s)
Quoted: 1461 Post(s)
Liked 737 Times
in
378 Posts
#4979
Senior Member
We owed 6k so we waited until after we closed on our house sale end of June.
#4980
Senior Member
Join Date: Sep 2005
Location: In the foothills of Los Angeles County
Posts: 25,401
Mentioned: 8 Post(s)
Tagged: 0 Thread(s)
Quoted: 8347 Post(s)
Liked 9,195 Times
in
4,531 Posts
Damn. Reminds me of a car dealer I worked with a corrupt office manager. Two of the mechanics got on his bad side so he changed their withholding to be sure they each owed thousands at tax time. Our checks are always different so it would be hard to tell. He was later busted for embezzlement and went to jail.
#4981
pan y agua
Join Date: Aug 2005
Location: Jacksonville
Posts: 31,320
Bikes: Willier Zero 7; Merlin Extralight; Calfee Dragonfly tandem, Calfee Adventure tandem; Cervelo P2; Motebecane Ti Fly 29er; Motebecanne Phantom Cross; Schwinn Paramount Track bike
Mentioned: 17 Post(s)
Tagged: 0 Thread(s)
Quoted: 1461 Post(s)
Liked 737 Times
in
378 Posts
If I do it right, I owe just below the point I'd have to pay an under witholding penalty. So its usually a hefty sum, but I held the money during the course of the year.
__________________
You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.
You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.
#4982
No matches
Join Date: Aug 2008
Location: Eastern PA
Posts: 11,647
Bikes: two wheeled ones
Mentioned: 15 Post(s)
Tagged: 0 Thread(s)
Quoted: 1398 Post(s)
Liked 444 Times
in
250 Posts
I'm too much of a wuss. Plus, interest rates are just so terrible, and have been basically my entire professional life.
#4983
Not actually Tmonk
Join Date: Jun 2007
Location: San Diego, CA
Posts: 14,240
Bikes: road, track, mtb
Mentioned: 142 Post(s)
Tagged: 0 Thread(s)
Quoted: 2698 Post(s)
Liked 3,257 Times
in
1,711 Posts
we're going to do ours later today. I have my withholding setup so its basically break even. I might owe a little more this time as I didn't have any student loan payment deductions. Paid those off in December 2018.
__________________
"Your beauty is an aeroplane;
so high, my heart cannot bear the strain." -A.C. Jobim, Triste
"Your beauty is an aeroplane;
so high, my heart cannot bear the strain." -A.C. Jobim, Triste
#4984
No matches
Join Date: Aug 2008
Location: Eastern PA
Posts: 11,647
Bikes: two wheeled ones
Mentioned: 15 Post(s)
Tagged: 0 Thread(s)
Quoted: 1398 Post(s)
Liked 444 Times
in
250 Posts
Savings account would only get me like $20 or something. You must either make a LOT of money, or have much better investment opportunities than I do. Or I'm doing the math wrong.
#4985
Version 7.0
Join Date: Oct 2006
Location: SoCal
Posts: 13,140
Bikes: Too Many
Mentioned: 297 Post(s)
Tagged: 0 Thread(s)
Quoted: 1349 Post(s)
Liked 2,493 Times
in
1,464 Posts
There are two rules for deductions without penalty. One must pay in 90% each quarter of what is due IRS and there is a safe harbor if one pays in more than one owed in the previous year. Hence, one could double ones salary or have investments that generated significant income and end up owing IRS a lot but paying no penalty or interest just the tax due.
#4986
pan y agua
Join Date: Aug 2005
Location: Jacksonville
Posts: 31,320
Bikes: Willier Zero 7; Merlin Extralight; Calfee Dragonfly tandem, Calfee Adventure tandem; Cervelo P2; Motebecane Ti Fly 29er; Motebecanne Phantom Cross; Schwinn Paramount Track bike
Mentioned: 17 Post(s)
Tagged: 0 Thread(s)
Quoted: 1461 Post(s)
Liked 737 Times
in
378 Posts
So I did the math, looks like it's 90% triggers the penalty? I think I could conceivably keep back enough extra to make like $200 a year, more likely $100 with more conservative investments.
Savings account would only get me like $20 or something. You must either make a LOT of money, or have much better investment opportunities than I do. Or I'm doing the math wrong.
Savings account would only get me like $20 or something. You must either make a LOT of money, or have much better investment opportunities than I do. Or I'm doing the math wrong.
__________________
You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.
You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.
#4987
Not actually Tmonk
Join Date: Jun 2007
Location: San Diego, CA
Posts: 14,240
Bikes: road, track, mtb
Mentioned: 142 Post(s)
Tagged: 0 Thread(s)
Quoted: 2698 Post(s)
Liked 3,257 Times
in
1,711 Posts
99% certain we are going to cancel our wedding, originally scheduled 5/9, postponed to 10/3/2020. We did the courthouse thing about a month ago and spent the rest of the week in Napa enjoying fine food and wine. It was nice and things are good.
There are certainly going to be some sort of distancing guidelines or at least regulations by then, we're both pretty sure. If not, will people feel OK being close/giving eachother a hug? Do we want to shell out $15k+ for a big day if it's not going to be what we want? We'd be getting some support form both sides but we'd be ponying up most of the wedding, at least that much.
At this point it's sounding like a better option to save that for an eventual home down payment. 15 grand doesn't do a whole lot towards a down payment down here, but it's not like we'd be able to make up that much cash very quickly.
There are certainly going to be some sort of distancing guidelines or at least regulations by then, we're both pretty sure. If not, will people feel OK being close/giving eachother a hug? Do we want to shell out $15k+ for a big day if it's not going to be what we want? We'd be getting some support form both sides but we'd be ponying up most of the wedding, at least that much.
At this point it's sounding like a better option to save that for an eventual home down payment. 15 grand doesn't do a whole lot towards a down payment down here, but it's not like we'd be able to make up that much cash very quickly.
__________________
"Your beauty is an aeroplane;
so high, my heart cannot bear the strain." -A.C. Jobim, Triste
"Your beauty is an aeroplane;
so high, my heart cannot bear the strain." -A.C. Jobim, Triste
Likes For TMonk:
#4988
out walking the earth
I think you would be a small minority if you proceeded with an affair. I think it will be a trend.
Likes For gsteinb:
#4989
Nonsense
Join Date: Sep 2004
Location: Vagabond
Posts: 13,918
Bikes: Affirmative
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 880 Post(s)
Liked 541 Times
in
237 Posts
99% certain we are going to cancel our wedding, originally scheduled 5/9, postponed to 10/3/2020. We did the courthouse thing about a month ago and spent the rest of the week in Napa enjoying fine food and wine. It was nice and things are good.
There are certainly going to be some sort of distancing guidelines or at least regulations by then, we're both pretty sure. If not, will people feel OK being close/giving eachother a hug? Do we want to shell out $15k+ for a big day if it's not going to be what we want? We'd be getting some support form both sides but we'd be ponying up most of the wedding, at least that much.
At this point it's sounding like a better option to save that for an eventual home down payment. 15 grand doesn't do a whole lot towards a down payment down here, but it's not like we'd be able to make up that much cash very quickly.
There are certainly going to be some sort of distancing guidelines or at least regulations by then, we're both pretty sure. If not, will people feel OK being close/giving eachother a hug? Do we want to shell out $15k+ for a big day if it's not going to be what we want? We'd be getting some support form both sides but we'd be ponying up most of the wedding, at least that much.
At this point it's sounding like a better option to save that for an eventual home down payment. 15 grand doesn't do a whole lot towards a down payment down here, but it's not like we'd be able to make up that much cash very quickly.
#4990
Senior Member
Join Date: Jun 2008
Location: Louisville, KY
Posts: 13,463
Mentioned: 33 Post(s)
Tagged: 0 Thread(s)
Quoted: 4251 Post(s)
Liked 2,965 Times
in
1,821 Posts
Or a couple bikes. Another vacation. A used car. Anything. I'd say save the money.
Likes For himespau:
#4991
Killing Rabbits
Join Date: Apr 2005
Posts: 5,697
Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 278 Post(s)
Liked 217 Times
in
102 Posts
99% certain we are going to cancel our wedding, originally scheduled 5/9, postponed to 10/3/2020. We did the courthouse thing about a month ago and spent the rest of the week in Napa enjoying fine food and wine. It was nice and things are good.
There are certainly going to be some sort of distancing guidelines or at least regulations by then, we're both pretty sure. If not, will people feel OK being close/giving eachother a hug? Do we want to shell out $15k+ for a big day if it's not going to be what we want? We'd be getting some support form both sides but we'd be ponying up most of the wedding, at least that much.
At this point it's sounding like a better option to save that for an eventual home down payment. 15 grand doesn't do a whole lot towards a down payment down here, but it's not like we'd be able to make up that much cash very quickly.
There are certainly going to be some sort of distancing guidelines or at least regulations by then, we're both pretty sure. If not, will people feel OK being close/giving eachother a hug? Do we want to shell out $15k+ for a big day if it's not going to be what we want? We'd be getting some support form both sides but we'd be ponying up most of the wedding, at least that much.
At this point it's sounding like a better option to save that for an eventual home down payment. 15 grand doesn't do a whole lot towards a down payment down here, but it's not like we'd be able to make up that much cash very quickly.
I should be in Seattle right now for a funeral that was cancelled...
Likes For Enthalpic:
#4992
Batüwü Creakcreak
Join Date: Jan 2007
Location: The illadelph
Posts: 20,796
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 230 Post(s)
Liked 289 Times
in
161 Posts
Does anyone find it harder to swap rear wheels with the shadow RD's vs the older style shimano ones?
I'm finding it to be a total PITA to do this and it always takes me longer than I feel like it should...
I'm finding it to be a total PITA to do this and it always takes me longer than I feel like it should...
#4995
Version 7.0
Join Date: Oct 2006
Location: SoCal
Posts: 13,140
Bikes: Too Many
Mentioned: 297 Post(s)
Tagged: 0 Thread(s)
Quoted: 1349 Post(s)
Liked 2,493 Times
in
1,464 Posts
The IRS and State of CA sucked the money I owed them out of my account today.
#4996
Senior Member
We've been in the bay area a while now and want a change. We sold our AZ house and are wanting to buy somewhere but don't know where. Kairee likes being near beaches, but also really wants to move to pacific northwest. They have beaches I guess, the cold kind we could afford. I'm not sure about all that cold and rain. I'd like to be near national parks for camping, hiking. California is good cuz I'm licensed here for structural engineering, but I think I could get licensed elsewhere pretty easily. West coast is good cuz earthquakes are good for business. And it's close enough that we could road trip to scope out potential areas. Portland and Seattle areas are obvious potentials.
Ideally we find a duplex or something easily converted. Rent one side out, live in the other sometimes, travel other times. I've always liked the idea of being a car dweller, and now the whole van life thing exploded so I'd like to find a van and convert it for extended road trips. At first we were thinking buy a house first before spending money on a van. Kairee suggested renting a van for a house-scoping road trip, but those are ridiculously expensive to rent. Minimum $2k for 2 weeks. I'd rather put that towards buying a van. So now we are thinking buy a gutted cargo van (ideally promaster 159 wb), stick some crap in there for a 2 week trial run while we scope out places to buy, then work on finding a house. The only issue with buying a van is parking it here in SF. Parking is readily available where we live, but there are overnight height limits of 7 ft. I'm thinking maybe just give it a go, maybe park by the park where all the other van dwellers are.
Ideally we find a duplex or something easily converted. Rent one side out, live in the other sometimes, travel other times. I've always liked the idea of being a car dweller, and now the whole van life thing exploded so I'd like to find a van and convert it for extended road trips. At first we were thinking buy a house first before spending money on a van. Kairee suggested renting a van for a house-scoping road trip, but those are ridiculously expensive to rent. Minimum $2k for 2 weeks. I'd rather put that towards buying a van. So now we are thinking buy a gutted cargo van (ideally promaster 159 wb), stick some crap in there for a 2 week trial run while we scope out places to buy, then work on finding a house. The only issue with buying a van is parking it here in SF. Parking is readily available where we live, but there are overnight height limits of 7 ft. I'm thinking maybe just give it a go, maybe park by the park where all the other van dwellers are.
#4997
Batüwü Creakcreak
Join Date: Jan 2007
Location: The illadelph
Posts: 20,796
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 230 Post(s)
Liked 289 Times
in
161 Posts
That would be bad for everyone involved
Yeahhh 🙃
Psychiatry resident!
I actually wanted to do surgery before med school and published a fair amount in orthopedic spine and orthopedic oncology with a pretty prominent group.
Then I remembered that I like having free time and having had back surgery twice doesn't bode well for standing hunched over for 100 hours a week during training and wised up.
I'm pretty happy though. Done with medicine wards stuff and working on psych units now. Never a dull day.
I did feel a bit weird leaving the medical hospital during covid. I'd been in that setting since March. Twas a doozy.
Yeahhh 🙃
Psychiatry resident!
I actually wanted to do surgery before med school and published a fair amount in orthopedic spine and orthopedic oncology with a pretty prominent group.
Then I remembered that I like having free time and having had back surgery twice doesn't bode well for standing hunched over for 100 hours a week during training and wised up.
I'm pretty happy though. Done with medicine wards stuff and working on psych units now. Never a dull day.
I did feel a bit weird leaving the medical hospital during covid. I'd been in that setting since March. Twas a doozy.
Last edited by ridethecliche; 07-15-20 at 06:58 PM.
Likes For ridethecliche:
#4998
Writin' stuff
Join Date: Feb 2007
Location: Durango, CO
Posts: 3,784
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 2 Post(s)
Likes: 0
Liked 19 Times
in
4 Posts
Haven't been by in years, but someone just sent me a note about Pcad on Instagram. He was always entertaining, always informative, often the best sort of pain the ass. Sorry to everyone who knew him better than I did. Pouring one out for him tonight.
Likes For ZeCanon:
#4999
Killing Rabbits
Join Date: Apr 2005
Posts: 5,697
Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 278 Post(s)
Liked 217 Times
in
102 Posts
That would be bad for everyone involved
Yeahhh 🙃
Psychiatry resident!
I actually wanted to do surgery before med school and published a fair amount in orthopedic spine and orthopedic oncology with a pretty prominent group.
Then I remembered that I like having free time and having had back surgery twice doesn't bode well for standing hunched over for 100 hours a week during training and wised up.
I'm pretty happy though. Done with medicine wards stuff and working on psych units now. Never a dull day.
I did feel a bit weird leaving the medical hospital during covid. I'd been in that setting since March. Twas a doozy.
Yeahhh 🙃
Psychiatry resident!
I actually wanted to do surgery before med school and published a fair amount in orthopedic spine and orthopedic oncology with a pretty prominent group.
Then I remembered that I like having free time and having had back surgery twice doesn't bode well for standing hunched over for 100 hours a week during training and wised up.
I'm pretty happy though. Done with medicine wards stuff and working on psych units now. Never a dull day.
I did feel a bit weird leaving the medical hospital during covid. I'd been in that setting since March. Twas a doozy.
I take my 112.5 mg of Venlafaxine daily and it really helps.
Likes For Enthalpic:
#5000
Version 7.0
Join Date: Oct 2006
Location: SoCal
Posts: 13,140
Bikes: Too Many
Mentioned: 297 Post(s)
Tagged: 0 Thread(s)
Quoted: 1349 Post(s)
Liked 2,493 Times
in
1,464 Posts
My wife co-authored a recent journal article titled the Evolution of Data Ethics in Clinical Research and Drug Development published in Elsevier. https://www.sciencedirect.com/scienc...300554#sec0055. Considering the times we are living in, this is cutting edge stuff you may find interesting.