wachuko

not cool man, not cool, lol

dksix

but it was funny

seypat

In all seriousness, spend another $100 and get some color on that bike. Heck, go to Advance or Pep Boys, get some paint and do it yourself. Up close you might see some imperfections, but it still will look more exciting than the dull, lifeless grey. Just my opinion.

nycphotography

And your claim is the classic sales pitch for insurance, preying on people who are bad at math and filling them with fears disproportionate with reality which can then be "protected against".

Same hopes being preyed on by the casinos, just the opposite side of the same heads-i-win(eventually)-tails-you-lose(eventually) coin.

Maelochs

I had an old two-owner Cadillac in quite good condition. Wasn't driven for a lot of years (garaged) before I got it and I hardly drove it--I had bikes. (I was the second owner.)

I got rear-ended at high speed while stopped in traffic. 100 percent the other person's fault. Totaled my car.

After 20 years of paying for insurance, I was offered a grand and my rates went up.

Who didn't lose? Allstate.

redfooj

sales pitch?

it's purely optional (well, most of the time) and the service is the coverage of an uncertainty.... and like any other service on earth yes there is a price attached.

nycphotography

Yeah, sales pitch. Ever wonder why insurance doesn't sell itself? After beer and cars, it's the next most common ad on TV, not to mention the junk mail and the cold calls.

That's an awful lot of work to move a product with no winners and no losers, no?

I personally have never seen any product pushed aggressively with big dollar campaigns and/or personal attention unless there were aggressive big dollar profits to be made.

67stang

In your first reply to me you actually said "voids any recourse in case of transactional errors", which is an implication of breaching something obviously....

Swat team? Ya, you're all over the board in your view of how severe this issue is.

Buyer protection - keep beating the dead horse bro. If you knew anything about pay pal you'd know that there is no way in hell they will EVER back YOU on a $700 purchase... unless you got a box of rocks, they will tell you to work it out with the seller. But hey, you keep believing you're getting something tangible for your 5% with paypal.

Captive to their services?
Hardly...I could have paid in several ways; this is what the seller preferred and I had no problem with it - especially knowing I could beat Pay Pal at it's own game.


Captain of industry? Ok, first its cowboy, now it's that... usually a good sign you've beat some internet keyboard hero into submission when their strongest retort is ad hominem (that means personal attacks)

Do you even ride dude?

67stang

I know, I'm not 100% keen on the primer look, but it's growing on me.
I'm not going to rush to get it painted...not that important to me.

67stang

Haha, I had a 6770 di2 10spd group in my parts bin; I put that on the BH and put the 11spd di2 from the BH on this bike. All worked out well - especially considering that I bought the 6770 off craigslist a few years ago and didn't buy and insurance for buyers protection.

dksix

What's a BH g6?

67stang

not mine, but I have the same color frame:

dksix

My frame was colored like that when I got it but didn't go with all my red stuff so I painted it before building it.

himespau 

I think some medium blue and yellow accents on the frame would really perk it up.

wachuko

I like blue... that BH bike looks amazing imho.

redfooj

not sure how these points all fit together. or how advertising is an indictment of an industry?

its in every business' interest to promote itself, and to be profitable.

oil and gas (e&p, not gasoline) and legal services are some of the most profitable industries and they rarely advertise.

different sources have it differently, and from my memory of the US, insurance is not the the 3rd highest advertisers.

they certainly dont advertise much here. and furthermore, the insurance people do use - such as renters insurance - are never advertised at all.

that insurers model premiums based on predicted payouts is not a secret. i mean, its the most fundamental principal to their existence. they dont guarantee a "winner". its an optional service for you - the free market participant - to choose to participate in.

67stang

yup...that's exactly why I didn't "participate" in it via pay pal.

rpenmanparker 

Some insurance doesn't sell itself, because of the statistical distribution of intelligence in the human population. I have always sought out the insurance that I NEEDED (everything but long term) and opened the discussion for purchasing it. That doesn't sell itself thing really only applies to life insurance. All the other kinds are usually sought out by the consumer out of necessity, i.e. you can't get the loan on your house or car without it. All the selling that goes on is just trying to get you to switch brands.

Maelochs

Yup. Biggest proportion of insurance ads = car insurance which is mandatory. So yes, people fight hard for a share of the guaranteed market. So many budget firms figured out what a scam it is, so they started undercutting the big firms ... so we get ad wars.

The other thing I see is life insurance, trying to scare the elderly ... "You will Die and Ruin Your Family, you heartless buzzard .... "

Everyone has homeowners insurance but I don't see ads fighting for market share ... maybe living in hurricane/tornado lands makes firms not want my business .... Only time insurance companies lose is when there are storms.

Serious insurance is sold face-to-face or online but with serious research. car insurance---get the cheapest because you are getting screwed no matter what. Business insurance of any sort? You need serious coverage or you face serious lawsuits. Gimmicks don't mean a thing when you are looking at corporate liability, commercial property, fleet vehicles ....

Health insurance ads .... again, I guess it depends on the state in which you live. Red states = companies can't get Medicare money so they don't want to play.

Oh ... bicycle.

67stang

insurance industry is entirely propped up by gov't regulations. You can't opt out of these in the USA ....

car insurance
health insurance
homeowners insurance
mortgage insurance

the only other insurance that I think people buy regularly/voluntarily is life insurance and renters insurance and the number of people buying those products is FAR less than the above "mandated" ones - wonder why.

So back to my bike - I ain't convinced that I took on an exorbitant amount of personal financial risk by sending $700 overseas without the full weight and backing of a bullshjt paypal buyer protection policy.

redfooj

thats not why. from what you wrote and how you wrote - its because you were both stingy and confused.

Maelochs

He may be ... but he will have a hot bike, and what else Really matters?

67stang

Awfully defensive ain't ya...
Stingy - yes. But you go ahead and pay that bull**** PayPal insurance buddy. I bet you buy insurance at the blackjack table when the dealer shows an ace too. 😂

billiano

Hello I am about to get the same bike.
Any input since you are getting used to the bike?
I have an aero Pro Stealth steering bar .
Is the tube on the steerer 1 1/8 ? So I can use it?

Any recommendations before getting it?

I ordered 2x hangers, 1x seatpost clamp, I have spacers .

Or I should get a 100mm stem and a 44cm steering bar from Dengfu?

And please not any more posts regarding PP. We are bike freaks not Economist's readers

67stang

I've got a thousand miles on the bike...rides as good as anything I've owned that was 5x the price. Standard steer tube... I don't have any experience with their carbon stems however.
Good luck, post pics of your build!