LCF with a Driver's License?
#26
Really Old Senior Member
#27
Sophomoric Member
They're not a priority to me, since i already have one. Although carfree, I am a responsible adult. I have worked for the same employer for 25 years, and I plan to stay put until I retire in about 10years. I will have more retirement income than most, due to not handing a big chunk of money over for car expenses every month.
and it's just another day here on the anti-carfree forum!
and it's just another day here on the anti-carfree forum!
__________________
"Think Outside the Cage"
#28
Been Around Awhile
Join Date: Oct 2004
Location: Burlington Iowa
Posts: 29,978
Bikes: Vaterland and Ragazzi
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 12 Post(s)
Liked 1,538 Times
in
1,047 Posts
And just another silly post implying that the good life is dependent on not having car expenses. Ya know, some people have jobs that provide more than subsistence wages.
#29
Senior Member
Sometimes I need to be down town picking up parts for work when they open at 10:00am then be at work 22 miles away to open the shop at work before 10:30 pm. If I can't ride my bicycle I ride my motorcycle. When I'm retired I plan on being car free. But then I'll need at lest one motorcycle. :-)
#30
Senior Member
Join Date: Mar 2012
Location: Incheon, South Korea
Posts: 2,835
Bikes: Nothing amazing... cheap old 21 speed mtb
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 1 Time
in
1 Post
Agree there always have a 50cc scooter as backup to my bikes. It costs next to nothing to run and the insurabce is less than 100 a year.
#31
Sophomoric Member
That's not at all what I'm saying. I'm referring to simple arithmetic: if I don't spend money on one thing (like a car), that money is available to spend on something else (like retirement).
__________________
"Think Outside the Cage"
#32
Been Around Awhile
Join Date: Oct 2004
Location: Burlington Iowa
Posts: 29,978
Bikes: Vaterland and Ragazzi
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 12 Post(s)
Liked 1,538 Times
in
1,047 Posts
Do you have any information on the retirement plans of Car Free Folk other than yourself? What makes you think other Car Free Folk do the same arithmetic as you and put anymore money into long term retirement plans than "most" other people, car free or otherwise?
Could be that some/most car free people are car free because they are living from check to check and can't afford it and their only retirement plan with or without a car is Social Security at best.
Could be that some/most car free people do have extra money to spend or save due to no car expenses, but don't have the same priorities as you and spend the extra money on wine, women, bicycling vacations and song, and don't put an additional dime aside for future contingencies or retirement.
You have a better retirement plan than some people, with or without car expenses, because that is how you decided to save your money. You have "extra" money because you don't have car expenses; other people have extra money because they save by not spending their money on housing, entertainment, or legal/illegal vices.
Other people have extra money to save for retirement because their car ownership enabled them to be mobile enough to maintain a well paying job that more than paid for the car expense.
Note: I have found that my take home "pay" from my retirement check is higher than my take home pay from working at the time I retired, now that no more of my pay is deducted or set aside for retirement. Roody, you aren't the only person who can do arithmetic and being car free doesn't make anyone any smarter with their money.
Last edited by I-Like-To-Bike; 03-05-13 at 12:53 PM. Reason: Added note
#33
Senior Member
Join Date: Oct 2008
Posts: 705
Bikes: Bianchi circa late 1980s, Surly Cross Check, Kona Blast
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times
in
0 Posts
#34
Banned
Join Date: Feb 2008
Location: Mississauga/Toronto, Ontario canada
Posts: 8,721
Bikes: I have 3 singlespeed/fixed gear bikes
Mentioned: 30 Post(s)
Tagged: 0 Thread(s)
Quoted: 4227 Post(s)
Liked 2,488 Times
in
1,286 Posts
I am one of the car-free people for whom a well paying job is an important priority. I don't like to live a "survival exsistence"... I also maintain an investment protofolio and a retirement savings account... and I have an "emergency account", just in case I was to loose my job.
#35
Senior Member
Join Date: Mar 2012
Location: Incheon, South Korea
Posts: 2,835
Bikes: Nothing amazing... cheap old 21 speed mtb
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 1 Time
in
1 Post
My job is important but working freelance I get to pick where I go. If a school is too far away to cycle to I choise a closer one. No need for a car.
#36
Senior Member
Join Date: Aug 2007
Location: British Columbia, Canada
Posts: 2,206
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 4 Post(s)
Likes: 0
Liked 1 Time
in
1 Post
I don't live a "survival existence" but I have been simplifying my lifestyle in recent years. This is a matter of personal preference for me, not something I must do in order to make ends meet. However, I have seen some financial advantages as a result of the car-light lifestyle I have chosen.
#37
Been Around Awhile
Join Date: Oct 2004
Location: Burlington Iowa
Posts: 29,978
Bikes: Vaterland and Ragazzi
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 12 Post(s)
Liked 1,538 Times
in
1,047 Posts
I don't live a "survival existence" but I have been simplifying my lifestyle in recent years. This is a matter of personal preference for me, not something I must do in order to make ends meet. However, I have seen some financial advantages as a result of the car-light lifestyle I have chosen.
As you are also aware it is possible to pay the expenses of owning a car as you do, and still have money to live a normal life AND even have enough money to save for a decent retirement, despite Roody's implying that it is a pick one or the other, can't have both choice.
#38
Banned
Join Date: Feb 2008
Location: Mississauga/Toronto, Ontario canada
Posts: 8,721
Bikes: I have 3 singlespeed/fixed gear bikes
Mentioned: 30 Post(s)
Tagged: 0 Thread(s)
Quoted: 4227 Post(s)
Liked 2,488 Times
in
1,286 Posts
I agree that vehicle ownership doesn't have to be expensive, especially if that vehicle sits in a parking lot most of the time and is driven very little, as is the case with many car-light people, or if it's a small fuel efficient car. It only gets expensive if that vehicle gets overused. Even spending $ 100 dollars per month on gas is not really that much, a monthly transit bus pass in my city costs about $ 100 dollars... I also believe that car ownership doesn't neccessarily mean that the person is car-centric, or hell -bent on destroying the environment. A car is just a tool, the problem starts when that tool becomes a status symbol ,then it can get expensive.
Last edited by wolfchild; 03-06-13 at 04:31 AM.
#39
Sophomoric Member
I agree that vehicle ownership doesn't have to be expensive, especially if that vehicle sits in a parking lot most of the time and is driven very little, as is the case with many car-light people, or if it's a small fuel efficient car. It only gets expensive if that vehicle gets overused. Even spending $ 100 dollars per month on gas is not really that much, a monthly transit bus pass in my city costs about $ 100 dollars... I also believe that car ownership doesn't neccessarily mean that the person is car-centric, or hell -bent on destroying the environment. A car is just a tool, the problem starts when that tool becomes a status symbol ,then it can get expensive.
__________________
"Think Outside the Cage"
#40
Sophomoric Member
As shocking as this seems... Florida is strange. If a person has a driver license and doesn't own a car, they do not need to have any kind of insurance. HOWEVER... if they allow their license to expire, and then go to the DMV to get it reinstated, you need to obtain a "non-owner's liability" policy before the state will reinstate your license.
Soooo... there is another reason why a person might want to keep their DL active, even if they don't own a car.
Soooo... there is another reason why a person might want to keep their DL active, even if they don't own a car.
What's this like? How much does it cost to have this non-owners policy? If you didn't have the non-owners policy, what would happen if you wrecked a borrowed car? Here in Michigan, if a car hits you while you're riding your bike, the car owner's insurance will cover your medical expenses up to a million dollars. What about in Florida? Are you covered by the driver's policy if you get hit?
__________________
"Think Outside the Cage"
#41
Been Around Awhile
Join Date: Oct 2004
Location: Burlington Iowa
Posts: 29,978
Bikes: Vaterland and Ragazzi
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 12 Post(s)
Liked 1,538 Times
in
1,047 Posts
#42
Senior Member
Join Date: May 2008
Location: Zang's Spur, CO
Posts: 9,083
Mentioned: 11 Post(s)
Tagged: 0 Thread(s)
Quoted: 3376 Post(s)
Liked 5,522 Times
in
2,862 Posts
In my state, you go to the same office that issues drivers licenses, and ask for a "Colorado id card". It is the same as a drivers license, but has no driving privileges: https://www.dmv.com/co/colorado/apply-id-card
#43
Been Around Awhile
Join Date: Oct 2004
Location: Burlington Iowa
Posts: 29,978
Bikes: Vaterland and Ragazzi
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 12 Post(s)
Liked 1,538 Times
in
1,047 Posts
In my state, you go to the same office that issues drivers licenses, and ask for a "Colorado id card". It is the same as a drivers license, but has no driving privileges: https://www.dmv.com/co/colorado/apply-id-card
#45
put our Heads Together
Join Date: Jun 2003
Location: southeast pennsylvania
Posts: 3,155
Bikes: a mountain bike with a cargo box on the back and aero bars on the front. an old well-worn dahon folding bike
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
Likes: 0
Liked 0 Times
in
0 Posts
I'm 30; never owned a car but almost always had a valid driver's license and find it pretty useful a few time a year. My wife has never had a driver's license and the has never been a problem for her.
#46
Senior Member
As others have pointed out it is ultimately up to you, but I don't see the point honestly. Why not just get a state ID as it is cheaper. You can always later go in for a license if the need arises. I'm 33 and have yet to have a drivers license and never see myself with one.
#47
Bus Stop Ratbag
Join Date: May 2007
Location: Northern Maine
Posts: 54
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times
in
0 Posts
I haven't had a car since January 2010, though I have a drivers license. I have to drive the company truck occasionally and borrow it if I have to move somthing too big. Also use my sisters van if I watch her kids (she has 4, oldest is 5!!!). So I do use a car once in a while. It's also required I'm my state for alcohol purchase, so I REQUIRE one
#48
Senior Member
I thought I had replied to this thread. There must have previously been a similar one. I was car free and did not get my driver's license until I got my job, as they needed me to drive the van. I have only sometimes needed a car to do the job. So there are definitely jobs that require a license. It's no big deal.
#49
Senior Member
Join Date: Feb 2007
Location: Seville, Spain
Posts: 4,403
Bikes: Brompton M6R, mountain bikes, Circe Omnis+ tandem
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 146 Post(s)
Likes: 0
Liked 6 Times
in
5 Posts
I haven't had a car since January 2010, though I have a drivers license. I have to drive the company truck occasionally and borrow it if I have to move somthing too big. Also use my sisters van if I watch her kids (she has 4, oldest is 5!!!). So I do use a car once in a while. It's also required I'm my state for alcohol purchase, so I REQUIRE one
#50
Sophomoric Member
I haven't had a car since January 2010, though I have a drivers license. I have to drive the company truck occasionally and borrow it if I have to move somthing too big. Also use my sisters van if I watch her kids (she has 4, oldest is 5!!!). So I do use a car once in a while. It's also required I'm my state for alcohol purchase, so I REQUIRE one
__________________
"Think Outside the Cage"