MoAlpha

I'm no lawyer, but I think insurers would be within their rights to deny reimbursement for treatment directly related to COVID to people who have been offered vaccination and refused without medical justification. That's not at all the same as denying care and insurers pick and chose what they'll reimburse all the time.

Mojo31

That's not my area, but absent some legislation, I believe an insurer can put whatever exclusions they wish in a policy since insurance policies are just contracts between the company and the insured. The insured always has the choice of whether or not to buy the policy.

Boat policies don't have to cover racing. Car policies don't have to cover offroad or track use. Medical policies can exclude pregnancy. Etc.

phrantic09

The problem with this approach is that it’ll be the hospitals and clinicians eating that cost when people simply refuse to pay.

MoAlpha

Very true, but I bet the numbers would be small in the event.

ls01

I better check my policy and make sure I'm covered if the company knocks me up. Since theyve been intercoursing me for years...

ls01

Actually, given enough time the numbers will adjust on their own. Through deaths. Nothing teaches the hard lessons like watching people die of a preventable disease.

ls01

Nah, too sunny

abshipp 

Weather is looking pretty good this weekend after a week of cold dreary days.

With the rain we've gotten it might finally be time to get out on the shiny bike again

Trsnrtr

I recently had a club rider who after I told him on FB that I had gotten my shots, he told me that I was just a guinea pig for the vaccine and he wasn't getting it. I told him that's fine and I would appreciate it if he would let me know which rides he would be coming on so I would know to skip it.

BTW, Illinois is opening up vaccine to all residents over 16 on April 12th. We're currently at 29% vaccinated, 58% of seniors.

Trsnrtr

My backyard is currently flooded.

I had to go to a doc this morning for a routine appt. and the wind and rain made the 200 yard dash from the parking lot to the building a cold and miserable experience due to the rain and high winds. I got to see a lady have her umbrella turn inside out just like in the cartoons.

ls01

Holy MO (no offence) I feel like complete poop. Can't wait to get out of here, and go home and work, on, the, house.......
×+$/ me...

WhyFi

Yup, this was my thought. In fact, if I were in the insurance gig, I'd think about getting out in front of it, making sure that clients receive notifications of both vaccine availability and denial of coverage in the event that they should decline - hospital beds and overnight stays are expensive, man.

phrantic09

I wanted to ride the gravel bike this AM, but didn't feel like changing the pedals ( I was time crunched). Orange bike was fun.

MoAlpha

Yeah, but as Phrantic pointed out, somebody always pays and it's usually not the patient.

genejockey 

Because 'research' on the internet trumps clinical trials and research done by people who actually know ****.

genejockey 

Hopefully it won't take everyone being vaccinated to quash the epidemic. Just having MOST people vaccinated will get us most of the way.

genejockey 

As well as providing a lot of employment for lawyers.

datlas 

Yup. We physicians have been pulling a fast one on patients for too long, and now it's time to pull the curtain back and expose the wizard for what he really is.

Sad!

abshipp 

We haven't gotten that much up here. Next week looks like prime fender weather:




Nice

WhyFi

Sure, the hospital isn't going to refuse, nor should they, but they can put in claim against the patient that'll show up on their credit. I would assume that, like most unsecured, defaulted debts, those will eventually get bargained down and/or sold to a third party that'll attempt to collect - in some manner, some compensation would be had, I think. That or the insurance companies can look at increasing the premiums of deniers.

Otherwise... eh, the system is already good and borked - maybe a little more borking will push it over the edge in to a much needed overhaul.

WhyFi

Ugh! Doctors and lawyers - don't get me started on those good-fer-nuthi-

uhhhh - never mind.

Jack Tone 

I had most of a Suntour Superbe Pro group that I used. Couldn't figure why it didn't shift well for a minute until I realized it's so old that it's 6 speed and I had a 7 speed wheel on. Also had to reuse the old brake calipers because I was too lazy to drill the frame for the newer recessed bolts.

Trsnrtr

A few years back, I decided that I wanted to add a bigger cassette to my tandem so I bought a Wolf link and a bigger cassette and installed it but the dang thing would never shift right so I decided the old derailleur looked worn out and bought a new derailleur.. The thing still wouldn't shift properly so I reinstalled all of the old stuff which worked flawlessly and gave up. Some time later, I was showing a friend my tandem and mentioned the problems i had had with my new 11 speed Ultegra derailleur and 11 speed Ultegra cassette. It only took him a couple seconds to point out that I had a 10 speed drive train including 10 speed shifters.

Duh...

WhyFi

Our roads are finally clear-ish after the snow earlier this week. I'm thinking that I might squeeze out for a short ride after my son gets home from school - if the wife doesn't have any afternoon meetings, she should be able to make sure that they don't burn the house down while my son does home work and the girl watches something.

genejockey 

I did NOT take the Circuit apart last night, but I did check it out very carefully. I'd been thinking of the Sante groupset as a 'white groupset', but there's a whole lot more to it. There are 3 or 4 shades of gray they used. Hubs are silver-gray, not quite polished, with largish light gray dust covers. The headset has white races top and bottom, but then the nuts are covered with a two-part plastic cover in two different shades of gray. There are caps on the holes in the shift levers where the cables enter, which are gray, against the pearlescent white levers. And this bike has ALL the bits! Except the little black rubber nub that goes in the hole in the center bolt on the front brakes where an allen key goes. The one in back is still there.

The bike is REALLY dirty. The jockey wheels on the rear derailleur are covered in crud, like the previous owners never heard of cleaning before adding NEW lubricant. But as I'm cleaning various bits, I'm discovering that the dirt has been like a protective outer layer!

The tubes are really small, compared to what I'm used to. I realize that even the Ritchey's tubes were oversize, and they're small compared to the Battaglin's MAX tubeset, and even smaller than the Cannondale's Aluminum tubes. Chrome forks, chainstays and seatstays, paint and decals all in good condition. The hubs spin smoothly, as does the BB. I'll repack the hubs, but the BB will have to stay as it is.

I bought a 130mm stem to replace the 90 that's on it. Also a SOMA Highway One bar in 44 to replace the 40 mm Cinelli Giro d'Italia. I looked at wider Giro d'Italia bars but the bars are already going to be kind of low. I figure I can give up a little vintage flavor for actually desire to ride. Black bar tape, to go with the black Rolls saddle. White cable housing.