There's a moral judgment implied in the word "gambling" that isn't there in "investing", just like there's a moral judgment implied in the word "greed" that isn't there when you talk financial appreciation.

They have a bad habit of disregarding any threat from elsewhere once they’ve locked in on their prey. We have a major 4 lane interstate highway nearby where they love to congregate and hunt the trapped rodents in the median. However they occasionally get killed by vehicles when they takeoff too low.

Gambled or gamboled?

Greyhounds are like that, too, which is why when we adopted ours we signed contracts agreeing, among other things, that we would never allow them off-leash anywhere that wasn't completely enclosed. Not that we would.

The funny thing is, though, that Rango has gotten out of the yard twice, and both times all he did was walk down the street to visit his friend Pepper, the Chihuahua, who lives two doors down.

Gambled as in provided my service in hopes of getting money in return. Can't control what the client will do even though we have a contract requiring them to pay.

Curios, for those who think the stock market is a gamble, where do you invest your money?

Then there's one guy I'd suggest you never take on as a client, but mentioning his name might be to P&R.

You're stuck on the word, and insisting on a black-and-white distinction where it's really a matter of degree.

No, asking where people who shy from the market put their money. CDs and money market offer no potential return right now.

You know I'm born to lose, and gambling's for fools
But that's the way I like it baby
I don't wanna live for ever
-- Lemmy Kilmeister

I-bonds are the hot ticket at the moment.

Am I too late to get on the Crypto bandwagon?

How about Theranos? And I'm hearing good stuff about Enron......

But, the max limits per year are really to low too make much of a difference. With that said, we maxed out.

Funny. I recently watched an old episode of Real Sports about El Salvador and how an American surfer had started the crypto craze in a small town there and eventually the country switched their currency to Bitcoin. The president and the American were all gung ho but the locals were very skeptical.

And yet if you think about the word "investing" for anything other than stocks and bonds, there is an army of keyboard warriors ready to morally judge you. Trust me.

I know... in theory. But there are advantages to my way.

1) It gives an extra half-year, on average, of appreciation on each year's contributions. Investing earlier is better, so I'm doing it six months earlier each year.
2) With my constant (irrational) fear of being fired (just had a very positive mid-year review, likely to get that promotion and raise EOY if I don't divert to kept-man status), getting my contribution done earlier is a hedge. If you aren't working, you can't contribute, so you risk not filling it up on a year you don't finish out working. Not likely to be an issue for you, of course.

It's the same with adding extra withholding to make sure you get a refund. Now I get to have fat paychecks and feel good about spending some, because my retirement account is taken care of. It's not 100% rational, but makes things easier emotionally.

I've only bought 8k worth so far. Will be maxed on Aug 1st though.

POTD: Twin Edition

https://scontent-ort2-1.xx.fbcdn.net...FA&oe=62D59D21

Wheels not twinned.

That's so you can tell 'em apart.

Todays group ride in Charlotte was intense. No matter how strong I get, there’s always more riders to make me feel weak. Anyways, the group was good, super fast. I’m not familiar with the route so at times a pack would break away. I’m like a dog chasing a car and everytime I would chase them down worried that this would be where I got dropped. Well those efforts blew me up pretty bad. Once I realized they were just sprinting at random spots and regrouping I started to hang in the back. 15 miles in the pace line really started to form. I had been behind this guy who had been at the back the whole time and it was his turn to pull. He dialed it up and I made the mistake of following. We were doing like 34 mph, I don’t have a HRM but I am sure I was redlined. We get to a roundabout and he peels off, on the other side is a hill. My turn to pull and I knew I was in a bad spot. Blew up instantly and the pack flew by me. I was pretty angry with myself. Some others were dropped as well so we got together and made it to where the rest of the group was stopped. We regrouped and they split the pack. It was my choice on who to go with so I chose the faster group. Was able to hang until the last spring. I didn’t know it was the end of the ride or I would have made a better attempt to stay with them. It was an awesome ride. Hope to do it one more time before I leave Charlotte. Riding in the morning def, affect me but I felt pretty strong over all. I really wish I had a power meter and a hrm, I’m pretty positive my FTP would have increased as well as my VO2 max.

Bitcoin tweet of the day:

Same here. I usually get within a few hundred bucks. Nice little Christmas present in the last check.