Bike Forums

Bike Forums (https://www.bikeforums.net/forum.php)
-   Road Cycling (https://www.bikeforums.net/forumdisplay.php?f=41)
-   -   Addiction 2021.4 (https://www.bikeforums.net/showthread.php?t=1239811)

Eric F 11-22-21 12:33 PM


Originally Posted by indyfabz (Post 22316638)
I joined late '98 or early '99 in preparation for my cross country ride. My number is 8 digits.

Mine is 7. I think I joined in the late '80s.

indyfabz 11-22-21 12:33 PM


Originally Posted by WhyFi (Post 22316632)
I had a hard time spending dividends a couple of years ago and I stopped using that card. I might start using it more to feed the Rapha need, now that they're carrying a decent selection.

You can get the dividend back in cash. Easiest way is to visit a store, buy something like a Cliff bar with it and ask for the balance of your dividend in cash.

For people who shop there often enough, that is actually the most "profitable" way to do it. You don't earn a dividend on stuff you purchase using your dividend directly. If you take the dividend in cash and then use that to buy stuff, you do earn a dividend on stuff you purchase with your dividend.

Mojo31 11-22-21 12:34 PM


Originally Posted by Velo Vol (Post 22316646)
How much shopping do you do at REI to have a credit card there? I only have two credit cards total.

You should get more.

Mojo31 11-22-21 12:36 PM

We never had a problem using REI dividends in the past. Most of the time we'd just give them to the kids since they are both outdoors types. A lot of times we use them to get birthday or Christmas gifts.

WhyFi 11-22-21 12:39 PM


Originally Posted by Mojo31 (Post 22316649)
Then there is the clown who says he should just give it away.

Wut. How dumb would that be? Isn't he on the hook for the taxes? Giving it away would cost the guy a bunch of money.

Mojo31 11-22-21 12:52 PM


Originally Posted by WhyFi (Post 22316661)
Wut. How dumb would that be? Isn't he on the hook for the taxes? Giving it away would cost the guy a bunch of money.

Yeah, tax bill could potentially be as much as several thousand dollars. But even without the tax liability, expecting someone to give something like that away just because they may not want it is just insane. That's like saying that I spent less than I earned this month so I should give the excess away.

If the guy doesn't want the bike, there is nothing unreasonable about selling it and enjoying the prize in some other way.

genejockey 11-22-21 01:00 PM


Originally Posted by indyfabz (Post 22316651)
You can get the dividend back in cash. Easiest way is to visit a store, buy something like a Cliff bar with it and ask for the balance of your dividend in cash.

For people who shop there often enough, that is actually the most "profitable" way to do it. You don't earn a dividend on stuff you purchase using your dividend directly. If you take the dividend in cash and then use that to buy stuff, you do earn a dividend on stuff you purchase with your dividend.

This makes my head hurt, but that could be because it's Monday and I'm still surprisingly tired from yesterday's ride.

big john 11-22-21 01:04 PM


Originally Posted by genejockey (Post 22316621)
On yesterday's ride I think I unintentionally ended up in somebody's d**k measuring competition. A couple guys on newer, nicer bikes than I was on, looking significantly more fit and less fat than I. I wasn't trying to beat them or anything, it's just they were going slower than I wanted to, twice

I don't want to race strangers so sometimes I will sit a few bike lengths behind them before I pass. A lot of times passing someone will trigger their race mode. I was cruising the bike path and a young couple on nice bikes entered the path ahead of me and they were riding slower than I was so I passed her and when I started to pass him he stood up and hammered the pedals to try and prevent me from passing. Why would he do that? So by the time I had disposed of him he was way ahead of his friend/wife/whatever.
If I am passed by someone and I want to see what they have, I will stay back and never try to prevent them from passing. A guy on a TT bike passed me on a straight one day and he got into his elbow steerers and all tucked in and I could tell he couldn't dial it up to 400 watts so I followed him for a couple miles. It was fun and I never got into his draft.

genejockey 11-22-21 01:17 PM


Originally Posted by big john (Post 22316704)
I don't want to race strangers so sometimes I will sit a few bike lengths behind them before I pass. A lot of times passing someone will trigger their race mode. I was cruising the bike path and a young couple on nice bikes entered the path ahead of me and they were riding slower than I was so I passed her and when I started to pass him he stood up and hammered the pedals to try and prevent me from passing. Why would he do that? So by the time I had disposed of him he was way ahead of his friend/wife/whatever.
If I am passed by someone and I want to see what they have, I will stay back and never try to prevent them from passing. A guy on a TT bike passed me on a straight one day and he got into his elbow steerers and all tucked in and I could tell he couldn't dial it up to 400 watts so I followed him for a couple miles. It was fun and I never got into his draft.

In this case it seemed more like they were doing what I do - dawdle some places, push harder in others - but their dawdling was slower than my dawdling and their pushing harder was faster than mine. e.g. there's a 0.5 mile hill of about 3.5% gradient, and they were both out of the saddle the whole way. I can't do that long out of the saddle. But on the descent following, I had to brake to stay behind the slower of the two. Then they turned onto the side road I always take, and dawdled even more than I do on that road, so my choices were to dawdle even slower than that, or pass them. So I did the latter.

I guess the good news is that I've gotten fast enough that whether to pass people I think can smoke me if they try is actually something that's possible, instead of being that guy everyone passes.

genejockey 11-22-21 01:21 PM


Originally Posted by WhyFi (Post 22316661)
Wut. How dumb would that be? Isn't he on the hook for the taxes? Giving it away would cost the guy a bunch of money.

Well, depending on who he gives it to, and the rest of his tax picture. Like, if he itemizes and gives it to a qualified charity, he might deduct it and maybe end up owing nothing. Or I could be wrong, because I don't do our taxes and haven't for years and I'm a Molecular Biologist, not a CPA.

I dunno. On the one hand, I'd LOVE to have a superbike to ride. On the other, it's worth more than all my bikes put together, and for the price of that I could get some really nice s**t.

Velo Vol 11-22-21 01:29 PM


Originally Posted by Mojo31 (Post 22316652)
You should get more.

Why?

genejockey 11-22-21 01:33 PM


Originally Posted by Velo Vol (Post 22316734)
Why?

It's the American way.

indyfabz 11-22-21 01:43 PM


Originally Posted by Velo Vol (Post 22316646)
How much shopping do you do at REI to have a credit card there? I only have two credit cards total.

A decent enough amount. I can easily drive to three B&M locations in my area. I like to see and try gear/clothing before I buy it. My current touring tent, sleeping pad, sleeping bag, and collapsible bowl and cup were all purchased from REI. So was one of my camp stoves. Just got some socks delivered last week. The shoes, pants and base layer I am wearing right now were bought there as was the headlight for my commuter/touring bike. It's also where I pick up MSR White Gas, which cannot be shipped. One big problem is that around these parts, there are no other outdoor gear outlets.

And as noted, I can always take my earned dividend as cash and spend it wherever.

Velo Vol 11-22-21 02:04 PM


Originally Posted by indyfabz (Post 22316751)
And as noted, I can always take my earned dividend as cash and spend it wherever.

How much is the "dividend"?

Mojo31 11-22-21 02:13 PM


Originally Posted by Velo Vol (Post 22316734)
Why?

So you can get more stuff!





Full disclosure - I only have 2 credit cards, one personal and one business. I don't think you should take my advice to get more.

LesterOfPuppets 11-22-21 02:14 PM

Sure don't see many of these beauties these days.

https://cimg3.ibsrv.net/gimg/bikefor...6c3a816b74.jpg

Mojo31 11-22-21 02:15 PM


Originally Posted by Velo Vol (Post 22316772)
How much is the "dividend"?

10%

REI Member Dividend: How it Works | REI Co-op

Velo Vol 11-22-21 02:16 PM

I don't recall ever buying anything at REI.

genejockey 11-22-21 02:17 PM


Originally Posted by LesterOfPuppets (Post 22316788)
Sure don't see many of these beauties these days.

https://cimg3.ibsrv.net/gimg/bikefor...6c3a816b74.jpg

Plymouth/Dodge Omnirizon?

Mojo31 11-22-21 02:18 PM


Originally Posted by LesterOfPuppets (Post 22316788)
Sure don't see many of these beauties these days.

https://cimg3.ibsrv.net/gimg/bikefor...6c3a816b74.jpg

There was even a Shelby version that's more rare.

big john 11-22-21 02:19 PM


Originally Posted by genejockey (Post 22316717)
In this case it seemed more like they were doing what I do - dawdle some places, push harder in others - but their dawdling was slower than my dawdling and their pushing harder was faster than mine. e.g. there's a 0.5 mile hill of about 3.5% gradient, and they were both out of the saddle the whole way. I can't do that long out of the saddle. But on the descent following, I had to brake to stay behind the slower of the two. Then they turned onto the side road I always take, and dawdled even more than I do on that road, so my choices were to dawdle even slower than that, or pass them. So I did the latter.

I guess the good news is that I've gotten fast enough that whether to pass people I think can smoke me if they try is actually something that's possible, instead of being that guy everyone passes.

When I started with the club in 1989 there was a guy in his late 50s and he was good at long, hard efforts. He had run marathons and was super fit but didn't look the part. He would chase someone down and before he passed them he would calm his breathing and maybe wipe the sweat from his brow and casually pull up alongside and say "How are you doing?" or something. Great guy and fun to ride with but he loved to psyche people out.

WhyFi 11-22-21 02:19 PM


Originally Posted by indyfabz (Post 22316651)
You can get the dividend back in cash. Easiest way is to visit a store, buy something like a Cliff bar with it and ask for the balance of your dividend in cash.

For people who shop there often enough, that is actually the most "profitable" way to do it. You don't earn a dividend on stuff you purchase using your dividend directly. If you take the dividend in cash and then use that to buy stuff, you do earn a dividend on stuff you purchase with your dividend.

Yeah, I wasn't aware that you could cash out the dividend until last year or the year before, but I wasn't really shopping there that much, so just the 1% wasn't reason enough to use it and remember to pay the bill.

LesterOfPuppets 11-22-21 02:20 PM


Originally Posted by genejockey (Post 22316793)
Plymouth/Dodge Omnirizon?

Indeed. In the desirable GLH trim :)

Mojo31 11-22-21 02:21 PM


Originally Posted by Velo Vol (Post 22316792)
I don't recall ever buying anything at REI.

Someone needs to get out more.

There's one in your town: 6700 Papermill Drive, Knoxville, TN 37919

big john 11-22-21 02:21 PM


Originally Posted by genejockey (Post 22316793)
Plymouth/Dodge Omnirizon?

We used to call them "ominous".


All times are GMT -6. The time now is 02:38 PM.


Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.