Smart man.

Get the wage replacement too if you can. They will fight you on payouts like that. Wage replacement came within the month.
I had set up my coverage 15 years prior and I had completely forgotten I even had it. It saved my bacon. My adjuster let me know I had it after she looked at my file. It wasn't that expensive, but well worth it.

Working in P&C before I moved to healthcare helped

Have that too, I think enough to cover about a year.

In 13000 miles I have crashed a total of 5 times. Failed to unclip 3 times.

5+3=8.

Is that a lot?

So I have the chance to get Moderna #3 tonight, which means tomorrow may suck but I might be able to ride my bike this weekend.. The previous plan was to get it Saturday morning which could ruin the whole weekend.

I think I will get it tonight, but my wife thinks I am a fool and will feel like crap at work tomorrow.

She is probably right. I am still going to get it tonight.

For a recreational rider? Without question - yes, that's a lot.

Yes. I think I have had 1 crash in the past 3 years/20K miles.

Hmmmm... Feel good for work or feel good for the ride?

I think you've got the priorities right. Then again, I'm in this thread and my judgement on things such as balancing cycling vs work can't be trusted.

must be a Virginia thing, One of the guys I look up to has had 2 really bad crashes this year. I thought I was lucky.

The two falls that I've had as an adult were because of ice. :notamused:

If they even carry that. When we lived in the Boston area in the 80s, we were hit by several drivers running signals etc. or from behind when we stopped for them. Not a single one of them was insured.

My last one, if you don't count the vehicular hit and run or the wrong-way cyclist coming around a blind corner, was unsuccessfully trying to hop a parallel curb at low speed and that was a very long time ago.

Me too

Winds out of the north at 27 mph sustained with gusts to 50 mph today. Would you yanks keep that crap to yourselves please?

Maybe we need a thread with a poll. How often do you crash??

For me, it's roughly every 2-3 years on average.

#****Happens

I haven't crashed 5 times in my cycling career.

Cyclist's version of Munchausen syndrome?

Maybe a shrink can weigh in?

:rolleyes:

Most of my falls have been during cyclocross races.

Good luck. I'd probably do the same. I am still feeling about 50% off, with elevated HR and sweats.

That hit you much harder than it hit me.

Would be a non-issue if you moved South. :innocent:

This is considerably milder than what I got after the second shot.

Then I might catch whatever bam's got.

I have enough competition in the looks department without having a ringer move down.

Why are you crashing so often, is this some kind of bicycle rejection phenomena?

And oh, please no more closeups, please.

Outstanding fiction writing.

:lol: At least.