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LAJ 12-27-21 10:32 AM

When I retire, my full time job will be selling the **** I acquired pre-retirement.

Velo Vol 12-27-21 10:38 AM


Originally Posted by LAJ (Post 22352828)
When I retire, my full time job will be selling the **** I acquired pre-retirement.

Everything but the Christmas decorations.

big john 12-27-21 10:38 AM


Originally Posted by MoAlpha (Post 22352824)
Definitely easier for a couple.

Yes! She pays half of the rent. If she was to adios I would have to move.

Mojo31 12-27-21 10:38 AM


Originally Posted by MoAlpha (Post 22352824)
Definitely easier for a couple.

Only if they both worked thru life.

big john 12-27-21 10:43 AM


Originally Posted by Mojo31 (Post 22352837)
Only if they both worked thru life.

What's funny is she never made as much as I did while working but when she starts collecting SS she will make about $200 per month more, I think, because of her other pension and IRAs.

phrantic09 12-27-21 10:44 AM


Originally Posted by Mojo31 (Post 22352803)
A lot depends on the lifestyle you want to live. I think most people would be very happy if they could maintain pre-retirement lifestyle after they quit working.

The problem is that as your work income increases, your lifestyle typically does as well. Most donít want to cut back when the income stops.

I hope to maintain the lifestyle I have. We also live pretty frugally right now and donít try to keep up with the Joneses. Our house cost about 300k less than we could reasonably afford, our cars are paid off and we have negligible debt outside of mortgages. Those will be paid off long before retirement age. Or I hope.

Mojo31 12-27-21 10:49 AM


Originally Posted by phrantic09 (Post 22352844)
I hope to maintain the lifestyle I have. We also live pretty frugally right now and donít try to keep up with the Joneses. Our house cost about 300k less than we could reasonably afford, our cars are paid off and we have negligible debt outside of mortgages. Those will be paid off long before retirement age. Or I hope.

Aspero = frugal? :foo: ;)

LAJ 12-27-21 10:52 AM


Originally Posted by Velo Vol (Post 22352835)
Everything but the Christmas decorations.

Perhaps. I'm not getting any younger.

big john 12-27-21 10:59 AM


Originally Posted by LAJ (Post 22352849)
I'm not getting any younger.

Let me know if you figure out how to do that.

phrantic09 12-27-21 11:01 AM


Originally Posted by Mojo31 (Post 22352847)
Aspero = frugal? :foo: ;)

Selling two bikes that will bet me more than the Aspero will cost does no?

indyfabz 12-27-21 11:24 AM


Originally Posted by genejockey (Post 22352804)
Yeah, sometimes you just get so negative.....

Will you be here all week, and should I make sure I try the veal?

genejockey 12-27-21 11:28 AM


Originally Posted by indyfabz (Post 22352883)
Will you be here all week, and should I make sure I try the veal?

And don't forget to tip your server!

indyfabz 12-27-21 11:29 AM


Originally Posted by LAJ (Post 22352828)
When I retire, my full time job will be selling the **** I acquired pre-retirement.

I don't think I have a helluva lot that people would want, Miele vacuum excluded, of course.

Mojo31 12-27-21 11:34 AM

I have a lot I could easily sell. Nothing that would enrich me though

genejockey 12-27-21 11:41 AM


Originally Posted by Mojo31 (Post 22352893)
I have a lot I could easily sell. Nothing that would enrich me though

"We're losing money on every unit we sell!"
"Don't worry! We'll make it up in VOLUME!!!"

indyfabz 12-27-21 11:43 AM


Originally Posted by Mojo31 (Post 22352803)
A lot depends on the lifestyle you want to live. I think most people would be very happy if they could maintain pre-retirement lifestyle after they quit working.

The problem is that as your work income increases, your lifestyle typically does as well. Most donít want to cut back when the income stops.

My biggest fear/unknown is the cost of health care between 60, when I will almost certainly leave my current job (in 3.25 years), and 65. No idea what it would cost on the open market.

datlas 12-27-21 11:53 AM


Originally Posted by indyfabz (Post 22352904)
My biggest fear/unknown is the cost of health care between 60, when I will almost certainly leave my current job (in 3.25 years), and 65. No idea what it would cost on the open market.

That s a major issue for us. We currently pay $30K/year for a fairly crappy policy with a high deductible. It must be budgeted for until age 65.

#Whatacountry!

DougRNS 12-27-21 11:54 AM

Why 3? After the large one is procured the rest are superfluous. SMFH.
https://cimg4.ibsrv.net/gimg/bikefor...8645461d33.jpg

phrantic09 12-27-21 11:55 AM


Originally Posted by datlas (Post 22352908)
That s a major issue for us. We currently pay $30K/year for a fairly crappy policy with a high deductible. It must be budgeted for until age 65.

#Whatacountry!

How high is high? Thatís super expensive.

datlas 12-27-21 11:57 AM


Originally Posted by phrantic09 (Post 22352914)
How high is high? Thatís super expensive.

I think it's 2 000 per person. It's a FAMILY policy. If I were single/no kids, it would be approx 1/2 that cost. Still too high.

DougRNS 12-27-21 11:57 AM


Originally Posted by indyfabz (Post 22352904)
My biggest fear/unknown is the cost of health care between 60, when I will almost certainly leave my current job (in 3.25 years), and 65. No idea what it would cost on the open market.

it's a super unknown.

big john 12-27-21 12:00 PM


Originally Posted by indyfabz (Post 22352904)
My biggest fear/unknown is the cost of health care between 60, when I will almost certainly leave my current job (in 3.25 years), and 65. No idea what it would cost on the open market.

Friends pay around $800 per month.

datlas 12-27-21 12:00 PM

Full disclosure, the health insurance is paid with pre-tax dollars, so the effective "cost" to me is approx 70% of 30K i.e. $21K.

Still pricey.

Velo Vol 12-27-21 12:03 PM


Originally Posted by DougRNS (Post 22352910)
Why 3? After the large one is procured the rest are superfluous. SMFH.

Why are you asking us?

DougRNS 12-27-21 12:08 PM


Originally Posted by Velo Vol (Post 22352928)
Why are you asking us?

https://cimg3.ibsrv.net/gimg/bikefor...40285d64ce.jpg
Apparently you learned something today.:bday:


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