Tropical Storm Lee in Mobile, AL - 16 mile RT. My significant other had the (one) car out of town when the storm hit, and I still had to get to work - oops!
More recently, I misjudged a commute home and ended up waiting under a roof at a church for 20 minutes while a nasty hail storm hit.
Winter? Nothing too major. When it's that bad, things are usually closed!