I got battle-hardened during my youth in Vancouver as I would ride home from my summer job in the pouring rain.
In Toronto, during my first year bike commuting, I got caught in the thunderstorm of June 17, 2014. When I got home, I stripped off my clothes and jumped into the shower. After I got out, my wife said the kitchen was leaking so I crawled into the attic and put a bucket under the leak.
The next day, the news reported that a golfer had been struck by lightening but survived because a nurse was nearby who saved his life.