I've owned a Citizen Tokyo in the past. Just like you; didn't want to spend a lot on a folding bike.
Bought a hardly used model from Craigslist. Sold it after a few weeks. It was heavy(steel frame);
small wheels(16 inches) but not that small folded, ergonomics was weird, geared very low:
I'd suggest stopping by Bfold on 13th st. Try some bikes; lift, fold/unfold and test ride.
You'll probably end up spending a bit more; but you'll have a better experience/bike.