I have been fortunate and have never had a serious crash or injury while cycling. I have had bumps, bruises, road rash, etc., but the worst was a bad contusion, probably the worst and ugliest ever for me, at my outer right hip from a slow speed fall. I just started going up a short, steep incline and did not see the wet surface in the shade. My rear wheel slid out and It happened so fast I was down before any chance of reacting. I landed directly on my right hip. I took a bit of time to assess the damage, and then continued. It was painful and really sore for a couple of weeks after, but surely not that bad.